Compare Today’s Mortgage Rates in Scottsboro, Alabama 35768
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Scottsboro, Alabama 35768.
Our search engine thoroughly explores all home mortgage options in Scottsboro, Alabama 35768, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,467 in lifetime cash or $10 per month in Scottsboro and other areas of Jackson county.
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Summary of Average Mortgages in Scottsboro, Alabama 35768
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Scottsboro, Alabama 35768
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Scottsboro, AL 35768. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Scottsboro, Alabama 35768 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Scottsboro, Alabama and around Jackson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.84% | 92.20% | 92.25% | 89.12% | 86.48% | 87.96% | 84.58% | 84.34% | 86.64% |
avg mortgage rate | 6.29% | 4.53% | 3.00% | 3.35% | 4.35% | 4.57% | 4.14% | 3.91% | 4.02% |
% 15 year fixed mortgage | 5.57% | 6.35% | 6.40% | 9.55% | 11.76% | 9.25% | 12.99% | 13.70% | 11.21% |
avg mortgage rate | 5.47% | 3.65% | 2.40% | 2.91% | 3.76% | 3.84% | 3.25% | 2.90% | 3.14% |
Avg credit score | 754.51 | 763.00 | 761.97 | 758.10 | 758.23 | 768.94 | 759.38 | 757.14 | 760.45 |
Avg LTV (loan to value) | 80.63% | 81.10% | 83.15% | 83.72% | 83.61% | 81.80% | 82.62% | 83.41% | 82.37% |
Avg DTI (debt to income) | 34.80 | 34.38 | 31.56 | 31.53 | 31.76 | 31.35 | 31.26 | 30.23 | 30.49 |
% First time homebuyer | 36.07% | 29.40% | 27.74% | 30.23% | 27.04% | 25.22% | 20.94% | 25.64% | 25.81% |
Avg mortgage insurance % | 14.26% | 12.41% | 13.43% | 14.68% | 14.77% | 12.67% | 13.65% | 14.13% | 13.31% |
Best Mortgage Brokers around Scottsboro, Alabama 35768
For those searching for a new home in Scottsboro, we have compiled a list of the top mortgage brokers located in and around Scottsboro, Alabama 35768 to assist you with your search.
Name
Address
Contact
1st Franklin Financial
102 Micah Way
Scottsboro AL 35768
(256) 259-1997
bcheek3@1ffc.com
Cash Mart Inc.
1003 S Broad St
Scottsboro AL 35768
(256) 259-2636
Covington Credit Corporation
1527 S Broad St
Scottsboro AL 35768
(256) 259-0302
Cash Mart
1607 S Broad St
Scottsboro AL 35768
(256) 259-2433
Local Cash Advance-Scottsboro
611 Veterans Dr
Scottsboro AL 35768
(256) 259-9777
Address
102 Micah Way
Scottsboro AL
Contact
(256) 259-1997
bcheek3@1ffc.com
Address
1003 S Broad St
Scottsboro AL
Contact
(256) 259-2636
Address
1527 S Broad St
Scottsboro AL
Contact
(256) 259-0302