Compare Today’s Mortgage Rates for Smiths Station, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Smiths Station, Alabama 36877. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,899 or $14 / month in Smiths Station and surrounding areas of Lee county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Smiths Station, Alabama 36877.
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Summary of Average Mortgage Terms in Smiths Station, Alabama 36877
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Smiths Station, AL 36877, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Smiths Station, Alabama 36877 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Smiths Station, Alabama and around Lee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
|% 30 year fixed mortgage||93.37%||86.67%||87.72%||88.79%||88.85%||86.10%||88.92%||87.30%|
|avg mortgage rate||4.89%||4.62%||3.85%||3.90%||4.48%||4.13%||3.94%||4.12%|
|% 15 year fixed mortgage||5.42%||12.50%||11.11%||8.88%||8.85%||12.36%||7.38%||10.32%|
|avg mortgage rate||4.29%||3.93%||3.26%||2.91%||3.49%||3.28%||3.10%||3.18%|
|Avg credit score||766.05||762.98||759.42||759.22||753.95||753.35||749.27||754.71|
|Avg LTV (loan to value)||75.44%||77.84%||81.92%||82.83%||83.45%||84.34%||85.08%||84.09%|
|Avg DTI (debt to income)||31.00||31.43||30.44||31.97||30.90||33.15||32.77||33.29|
|% First time homebuyer||30.72%||26.67%||22.22%||27.57%||28.46%||23.55%||21.54%||20.63%|
|Avg mortgage insurance %||4.03%||6.59%||10.96%||12.68%||14.28%||14.92%||16.06%||13.22%|
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Smiths Station, Alabama 36877
If you’re looking to buy a new home in Smiths Station, we have compiled a list of the leading mortgage brokers around Smiths Station, Alabama 36877 to help you with your search.
Cash 2 Go
450 N Broad St
York AL 36877