Compare Today’s Mortgage Rates for Springville, Alabama

Pureloan searches mortgage lenders and major banks in Springville, Alabama 35146 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,635 or $21 / month is expected in Springville and other areas of Saint Clair county.

Pureloan’s search engine explores all home mortgage options in Springville, Alabama 35146, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Springville, Alabama 35146

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Springville, AL 35146, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Springville, Alabama 35146 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Springville, Alabama and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Springville, Alabama 35146

If you’re looking to buy a new home in Springville, we have compiled a list of the leading mortgage brokers around Springville, Alabama 35146 to help you with your search.

Name
Address
Contact

Rbc Bank

6384 US Highway 11

Springville AL 35146

(205) 467-6194

http://www.rbcbankusa.com/

Archway Mortgage

6290 US Highway 11

Springville AL 35146

(205) 467-9662

ghutson@archwaymortgage.com

Title Cash

40530 US Highway 280

Sylacauga AL 35146

(256) 245-3404

contactus@titlecash.com

TitleMax Title Loans

714 W Fort Williams St

Sylacauga AL 35146

(256) 207-3387

webinquiries@titlemax.com

Acceptance Loan Co.

270 W Fort Williams St

Sylacauga AL 35146

(256) 208-7721

address@www.acceptanceloan.com

Address

6384 US Highway 11

Springville AL

Contact

(205) 467-6194

http://www.rbcbankusa.com/

Address

6290 US Highway 11

Springville AL

Contact

(205) 467-9662

ghutson@archwaymortgage.com

Address

40530 US Highway 280

Sylacauga AL

Contact

(256) 245-3404

contactus@titlecash.com

News on Mortgages and Reverse Mortgages for Springville, Alabama 35146