Compare Today’s Mortgage Rates for Sulligent, Alabama
Pureloan searches mortgage lenders and major banks in Sulligent, Alabama 35586 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,728 or $10 / month is expected in Sulligent and other areas of Lamar county.
Pureloan’s search engine explores all home mortgage options in Sulligent, Alabama 35586, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Sulligent, Alabama 35586
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Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Sulligent, AL 35586, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Sulligent, Alabama 35586 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Sulligent, Alabama and around Lamar county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Sulligent, Alabama 35586
If you’re looking to buy a new home in Sulligent, we have compiled a list of the leading mortgage brokers around Sulligent, Alabama 35586 to help you with your search.
Name
Address
Contact
The Money Stork
55314 Highway 17
Sulligent AL 35586
(205) 698-8100
Mortgage Center
837 US Highway 43
Winfield AL 35586
(205) 487-8075
http://www.themortgagecenterinc.com
Hometown Lenders
1077 US Highway 43
Winfield AL 35586
(205) 487-0622
http://hometownlenders.com
Vernon Finance
124 2nd Ave SW
Vernon AL 35586
(205) 695-0820
Capstone Finance
1815 6th Ave SE
Decatur AL 35586
(256) 308-0035
http://www.capstonedecatur.com
Address
55314 Highway 17
Sulligent AL
Contact
(205) 698-8100
Address
837 US Highway 43
Winfield AL
Contact
(205) 487-8075
http://www.themortgagecenterinc.com
Address
1077 US Highway 43
Winfield AL
Contact
(205) 487-0622
http://hometownlenders.com