Compare Today’s Mortgage Rates for Talladega, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Talladega, Alabama 35161. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,549 or $10 / month in Talladega and other areas of Talladega county.

Our search engine explores all home mortgage options in Talladega, Alabama 35161, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Talladega, Alabama 35161

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Talladega, AL 35161, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Talladega, Alabama 35161 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Talladega, Alabama and around Talladega county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Talladega, Alabama 35161

If you’re looking to buy a new home in Talladega, we have compiled a list of the leading mortgage brokers around Talladega, Alabama 35161 to help you with your search.

Name
Address
Contact

The Money Store

602 Battle St E

Talladega AL 35161

(256) 362-2252

http://www.themoneystore.com

First Community Credit

513 Battle St E

Talladega AL 35161

(256) 299-0026

http://www.superiorbank.com

Regional Management

513 Battle St E

Talladega AL 35161

(256) 299-0026

http://www.getregionalcash.com/

Credit Central

501 North St E

Talladega AL 35161

(256) 362-3283

http://www.creditcentralinc.com/

Alabama Farm Credit

35651 Al Highway 21

Talladega AL 35161

(256) 362-0507

http://www.alabamafarmcredit.com

Address

602 Battle St E

Talladega AL

Contact

(256) 362-2252

http://www.themoneystore.com

Address

513 Battle St E

Talladega AL

Contact

(256) 299-0026

http://www.superiorbank.com

Address

513 Battle St E

Talladega AL

Contact

(256) 299-0026

http://www.getregionalcash.com/

News on Mortgages and Reverse Mortgages for Talladega, Alabama 35161