Compare Today’s Mortgage Rates in Titus, Alabama 36080
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Titus, Alabama 36080.
Our search engine thoroughly explores all home mortgage options in Titus, Alabama 36080, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,333 in lifetime cash or $12 per month in Titus and other areas of Elmore county.
Summary of Average Mortgages in Titus, Alabama 36080
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Interactive Mortgage Rate Projections for Titus, Alabama 36080
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Titus, AL 36080. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Titus, Alabama 36080 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Titus, Alabama and around Elmore county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.13% | 90.51% | 92.30% | 90.50% | 87.81% | 90.06% | 89.58% | 88.74% | 86.28% |
avg mortgage rate | 6.57% | 4.72% | 3.07% | 3.34% | 4.46% | 4.65% | 4.19% | 3.95% | 4.13% |
% 15 year fixed mortgage | 7.26% | 7.20% | 6.51% | 8.26% | 9.70% | 6.93% | 8.47% | 7.28% | 11.95% |
avg mortgage rate | 5.72% | 3.54% | 2.44% | 2.99% | 3.83% | 4.13% | 3.31% | 3.13% | 3.27% |
Avg credit score | 748.69 | 767.84 | 754.08 | 759.42 | 781.43 | 750.45 | 752.97 | 783.08 | 752.89 |
Avg LTV (loan to value) | 81.91% | 83.20% | 85.56% | 85.67% | 84.75% | 84.09% | 85.02% | 85.38% | 84.22% |
Avg DTI (debt to income) | 36.88 | 36.02 | 32.09 | 32.39 | 32.47 | 33.12 | 32.45 | 32.85 | 33.08 |
% First time homebuyer | 32.26% | 29.13% | 28.42% | 28.10% | 26.37% | 28.61% | 25.41% | 22.52% | 25.22% |
Avg mortgage insurance % | 15.82% | 15.27% | 16.73% | 16.63% | 15.62% | 14.98% | 14.68% | 16.59% | 14.66% |
Best Mortgage Brokers around Titus, Alabama 36080
For those searching for a new home in Titus, we have compiled a list of the top mortgage brokers located in and around Titus, Alabama 36080 to assist you with your search.
Title Cash
1334 S Brundidge St
Troy AL 36080
(334) 808-9033
contactus@titlecash.com
1st Franklin Financial
1113 Highway 231 S
Troy AL 36080
(334) 566-9866
bcheek3@1ffc.com
TitleMax Title Loans
1211 Highway 231 S
Troy AL 36080
(334) 566-8644
webinquiries@titlemax.com
Local Finance
112 N 3 Notch St
Troy AL 36080
(334) 808-9494
http://www.localfinance.com/
Alabama Title Loans
1104 Highway 231 S
Troy AL 36080
(334) 635-9971
http://www.alabamatitleloansinc.com/
Address
1334 S Brundidge St
Troy AL
Contact
(334) 808-9033
contactus@titlecash.com
Address
1113 Highway 231 S
Troy AL
Contact
(334) 566-9866
bcheek3@1ffc.com
Address
1211 Highway 231 S
Troy AL
Contact
(334) 566-8644
webinquiries@titlemax.com