Compare Today’s Mortgage Rates in Town Creek, Alabama 35672
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Town Creek, Alabama 35672.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Town Creek, Alabama 35672. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,543 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Town Creek and other areas of Lawrence county.
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Summary of Average Mortgages in Town Creek, Alabama 35672
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Town Creek, Alabama 35672
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Town Creek, AL 35672. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Town Creek, Alabama 35672 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Town Creek, Alabama and around Lawrence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.79% | 91.97% | 92.51% | 90.11% | 89.02% | 87.23% | 87.65% | 88.92% | 82.79% |
| avg mortgage rate | 6.41% | 4.56% | 3.01% | 3.31% | 4.37% | 4.63% | 4.15% | 3.91% | 4.04% |
| % 15 year fixed mortgage | 4.51% | 6.41% | 5.64% | 8.17% | 8.30% | 9.49% | 10.02% | 9.02% | 12.79% |
| avg mortgage rate | 5.66% | 3.67% | 2.42% | 2.92% | 3.70% | 3.96% | 3.31% | 3.13% | 3.16% |
| Avg credit score | 750.26 | 757.36 | 750.12 | 751.25 | 764.61 | 751.02 | 772.09 | 748.70 | 753.27 |
| Avg LTV (loan to value) | 81.62% | 81.00% | 83.52% | 83.78% | 82.98% | 82.23% | 84.28% | 82.94% | 82.40% |
| Avg DTI (debt to income) | 36.77 | 33.97 | 32.52 | 31.53 | 31.52 | 31.71 | 31.32 | 31.71 | 30.43 |
| % First time homebuyer | 36.11% | 33.03% | 21.90% | 22.91% | 24.90% | 22.99% | 21.91% | 28.87% | 25.81% |
| Avg mortgage insurance % | 12.85% | 12.98% | 14.12% | 14.33% | 14.16% | 13.12% | 14.24% | 12.40% | 12.00% |
Best Mortgage Brokers around Town Creek, Alabama 35672
For those searching for a new home in Town Creek, we have compiled a list of the top mortgage brokers located in and around Town Creek, Alabama 35672 to assist you with your search.
Name
Address
Contact
First South Farm Credit
970 Highway 20
Tuscumbia AL 35672
(256) 381-0721
http://www.firstsouthland.com
Home Mortgage Of America
3810 Sullivan St
Madison AL 35672
(256) 551-0797
W R Starkey Mortgage
8089 Highway 72 W
Madison AL 35672
(256) 721-2433
smlinfo@sml.state.tx.us
TitleMax Title Loans
8591 Madison Blvd
Madison AL 35672
(256) 772-1705
webinquiries@titlemax.com
Capital Mortgage
8840 Madison Blvd
Madison AL 35672
(256) 461-1099
Address
970 Highway 20
Tuscumbia AL
Contact
(256) 381-0721
http://www.firstsouthland.com
Address
3810 Sullivan St
Madison AL
Contact
(256) 551-0797
Address
8089 Highway 72 W
Madison AL
Contact
(256) 721-2433
smlinfo@sml.state.tx.us