Compare Today’s Mortgage Rates for Tuscumbia, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Tuscumbia, Alabama 35674. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,673 or $10 / month in Tuscumbia and surrounding areas of Colbert county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Tuscumbia, Alabama 35674.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Tuscumbia, Alabama 35674

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Tuscumbia, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Tuscumbia, AL 35674, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Tuscumbia, AL

Historical Mortgage Rates for Tuscumbia, Alabama 35674 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Tuscumbia, Alabama and around Colbert county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Tuscumbia, Alabama 35674

If you’re looking to buy a new home in Tuscumbia, we have compiled a list of the leading mortgage brokers around Tuscumbia, Alabama 35674 to help you with your search.

Name
Address
Contact

First South Farm Credit

970 Highway 20

Tuscumbia AL 35674

(256) 381-0721

http://www.firstsouthland.com

Home Mortgage Of America

3810 Sullivan St

Madison AL 35674

(256) 551-0797

W R Starkey Mortgage

8089 Highway 72 W

Madison AL 35674

(256) 721-2433

smlinfo@sml.state.tx.us

TitleMax Title Loans

8591 Madison Blvd

Madison AL 35674

(256) 772-1705

webinquiries@titlemax.com

Capital Mortgage

8840 Madison Blvd

Madison AL 35674

(256) 461-1099

Address

970 Highway 20

Tuscumbia AL

Contact

(256) 381-0721

http://www.firstsouthland.com

Address

3810 Sullivan St

Madison AL

Contact

(256) 551-0797

Address

8089 Highway 72 W

Madison AL

Contact

(256) 721-2433

smlinfo@sml.state.tx.us

News on Mortgages and Reverse Mortgages for Tuscumbia, Alabama 35674