Compare Today’s Mortgage Rates for Union Grove, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Union Grove, Alabama 35175. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,528 or $13 / month in Union Grove and other areas of Marshall county.
Our search engine explores all home mortgage options in Union Grove, Alabama 35175, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Union Grove, Alabama 35175
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Union Grove, AL 35175, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Union Grove, Alabama 35175 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Union Grove, Alabama and around Marshall county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Union Grove, Alabama 35175
If you’re looking to buy a new home in Union Grove, we have compiled a list of the leading mortgage brokers around Union Grove, Alabama 35175 to help you with your search.
Name
Address
Contact
Payday USA
419 Caldwell Dr
Warrior AL 35175
(205) 590-4504
Eastern Capital
14212 Highway 61
Wilsonville AL 35175
(205) 669-0111
Cash Choice
2412 Green Springs Hwy
Birmingham AL 35175
(205) 945-4950
Regions Mortgage
200 Inverness Center Dr
Birmingham AL 35175
(205) 995-5297
Movement Mortgage
270 Rogers Dr
Birmingham AL 35175
(952) 595-0003
http://movementmortgage.com
Address
419 Caldwell Dr
Warrior AL
Contact
(205) 590-4504
Address
14212 Highway 61
Wilsonville AL
Contact
(205) 669-0111
Address
2412 Green Springs Hwy
Birmingham AL
Contact
(205) 945-4950