Compare Today’s Mortgage Rates for Union Springs, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Union Springs, Alabama 36089. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,200 or $6 / month in Union Springs and surrounding areas of Bullock county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Union Springs, Alabama 36089.

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Summary of Average Mortgage Terms in Union Springs, Alabama 36089

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Union Springs, AL 36089, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Union Springs, Alabama 36089 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Union Springs, Alabama and around Bullock county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Union Springs, Alabama 36089

If you’re looking to buy a new home in Union Springs, we have compiled a list of the leading mortgage brokers around Union Springs, Alabama 36089 to help you with your search.

Name
Address
Contact

Cash Station

216 Prairie St N

Union Springs AL 36089

(334) 738-2300

http://www.thecashstation.com

TitleMax Title Loans

5566 US Highway 231

Wetumpka AL 36089

(334) 514-9599

webinquiries@titlemax.com

Title Cash

613 S Main St

Wetumpka AL 36089

(334) 567-0731

contactus@titlecash.com

1st Franklin Financial

4662 US Highway 231

Wetumpka AL 36089

(334) 514-6111

bcheek3@1ffc.com

Elmore County Abstract

109 Company St

Wetumpka AL 36089

(334) 567-2548

elmorecopc@aol.com

Address

216 Prairie St N

Union Springs AL

Contact

(334) 738-2300

http://www.thecashstation.com

Address

5566 US Highway 231

Wetumpka AL

Contact

(334) 514-9599

webinquiries@titlemax.com

Address

613 S Main St

Wetumpka AL

Contact

(334) 567-0731

contactus@titlecash.com

News on Mortgages and Reverse Mortgages for Union Springs, Alabama 36089