Compare Today’s Mortgage Rates for Uniontown, Alabama
Pureloan searches mortgage lenders and major banks in Uniontown, Alabama 36786 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,576 or $13 / month is expected in Uniontown and other areas of Clarke county.
Pureloan’s search engine explores all home mortgage options in Uniontown, Alabama 36786, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Uniontown, Alabama 36786
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Uniontown, AL 36786, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Uniontown, Alabama 36786 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Uniontown, Alabama and around Clarke county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Uniontown, Alabama 36786
If you’re looking to buy a new home in Uniontown, we have compiled a list of the leading mortgage brokers around Uniontown, Alabama 36786 to help you with your search.
Name
Address
Contact
Bank Trust
1431 Gateway Dr
Opelika AL 36786
(334) 745-2113
Local Finance
36 Samford Ave
Opelika AL 36786
(334) 742-0883
East Alabama Credit
3909 Pepperell Pkwy
Opelika AL 36786
(334) 745-2510
trishia@charter.net
Nations Quick Cash
3304 Pepperell Pkwy
Opelika AL 36786
(334) 737-0070
TitleMax Title Loans
3901 Pepperell Pkwy
Opelika AL 36786
(334) 741-8449
webinquiries@titlemax.com
Address
1431 Gateway Dr
Opelika AL
Contact
(334) 745-2113
Address
36 Samford Ave
Opelika AL
Contact
(334) 742-0883
Address
3909 Pepperell Pkwy
Opelika AL
Contact
(334) 745-2510
trishia@charter.net