Compare Today’s Mortgage Rates in Valley Head, Alabama 35989
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Valley Head, Alabama 35989.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,077 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Valley Head and other areas of De Kalb county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Valley Head, Alabama 35989
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Interactive Mortgage Rate Projections for Valley Head, Alabama 35989
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Valley Head, AL 35989. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Valley Head, Alabama 35989 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Valley Head, Alabama and around De Kalb county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.31% | 91.17% | 91.81% | 86.90% | 88.89% | 88.89% | 83.33% | 85.29% | 84.90% |
avg mortgage rate | 6.58% | 4.61% | 3.04% | 3.37% | 4.38% | 4.66% | 4.19% | 3.91% | 4.08% |
% 15 year fixed mortgage | 5.38% | 7.60% | 7.32% | 10.70% | 8.64% | 7.94% | 13.73% | 12.94% | 11.98% |
avg mortgage rate | 5.75% | 3.88% | 2.45% | 2.93% | 4.00% | 4.11% | 3.50% | 3.09% | 3.10% |
Avg credit score | 742.64 | 746.46 | 749.63 | 752.54 | 751.49 | 750.01 | 744.08 | 749.19 | 754.43 |
Avg LTV (loan to value) | 81.18% | 82.18% | 83.11% | 83.04% | 84.68% | 82.53% | 83.70% | 84.61% | 83.52% |
Avg DTI (debt to income) | 37.25 | 34.32 | 32.80 | 32.83 | 32.12 | 33.66 | 33.30 | 31.22 | 31.10 |
% First time homebuyer | 36.92% | 31.62% | 28.75% | 23.58% | 27.16% | 24.21% | 24.02% | 15.88% | 21.35% |
Avg mortgage insurance % | 13.73% | 13.44% | 14.58% | 14.22% | 15.39% | 13.70% | 14.21% | 14.26% | 13.07% |
Best Mortgage Brokers around Valley Head, Alabama 35989
For those searching for a new home in Valley Head, we have compiled a list of the top mortgage brokers located in and around Valley Head, Alabama 35989 to assist you with your search.
Title Cash
1334 S Brundidge St
Troy AL 35989
(334) 808-9033
contactus@titlecash.com
1st Franklin Financial
1113 Highway 231 S
Troy AL 35989
(334) 566-9866
bcheek3@1ffc.com
TitleMax Title Loans
1211 Highway 231 S
Troy AL 35989
(334) 566-8644
webinquiries@titlemax.com
Local Finance
112 N 3 Notch St
Troy AL 35989
(334) 808-9494
http://www.localfinance.com/
Alabama Title Loans
1104 Highway 231 S
Troy AL 35989
(334) 635-9971
http://www.alabamatitleloansinc.com/
Address
1334 S Brundidge St
Troy AL
Contact
(334) 808-9033
contactus@titlecash.com
Address
1113 Highway 231 S
Troy AL
Contact
(334) 566-9866
bcheek3@1ffc.com
Address
1211 Highway 231 S
Troy AL
Contact
(334) 566-8644
webinquiries@titlemax.com