Compare Today’s Mortgage Rates for Valley Head, Alabama

Pureloan searches mortgage lenders and major banks in Valley Head, Alabama 35989 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,268 or $12 / month is expected in Valley Head and other areas of De Kalb county.

Pureloan’s search engine explores all home mortgage options in Valley Head, Alabama 35989, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Valley Head, Alabama 35989

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Valley Head, AL 35989, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Valley Head, Alabama 35989 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Valley Head, Alabama and around De Kalb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Valley Head, Alabama 35989

If you’re looking to buy a new home in Valley Head, we have compiled a list of the leading mortgage brokers around Valley Head, Alabama 35989 to help you with your search.

Name
Address
Contact

Title Cash

1334 S Brundidge St

Troy AL 35989

(334) 808-9033

contactus@titlecash.com

1st Franklin Financial

1113 Highway 231 S

Troy AL 35989

(334) 566-9866

bcheek3@1ffc.com

TitleMax Title Loans

1211 Highway 231 S

Troy AL 35989

(334) 566-8644

webinquiries@titlemax.com

Local Finance

112 N 3 Notch St

Troy AL 35989

(334) 808-9494

http://www.localfinance.com/

Alabama Title Loans

1104 Highway 231 S

Troy AL 35989

(334) 635-9971

http://www.alabamatitleloansinc.com/

Address

1334 S Brundidge St

Troy AL

Contact

(334) 808-9033

contactus@titlecash.com

Address

1113 Highway 231 S

Troy AL

Contact

(334) 566-9866

bcheek3@1ffc.com

Address

1211 Highway 231 S

Troy AL

Contact

(334) 566-8644

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Valley Head, Alabama 35989