Compare Today’s Mortgage Rates for Vance, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Vance, Alabama 35490. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,953 or $14 / month in Vance and surrounding areas of Tuscaloosa county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Vance, Alabama 35490.
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Summary of Average Mortgage Terms in Vance, Alabama 35490
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Vance, AL 35490, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vance, Alabama 35490 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Vance, Alabama and around Tuscaloosa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vance, Alabama 35490
If you’re looking to buy a new home in Vance, we have compiled a list of the leading mortgage brokers around Vance, Alabama 35490 to help you with your search.
Title Cash Of Jasper
109 Highway 78 W
Jasper AL 35490
(205) 221-0057
http://www.titlecash.com/
Walker County Finance Company
2402 Viking Dr
Jasper AL 35490
(205) 221-3337
http://friendly-auto-sales.com
1st Community Credit Corporation
800 Highway 78 E
Jasper AL 35490
(205) 387-2557
http://www.getregionalcash.com/
OneMain Financial
714 Highway 78 E
Jasper AL 35490
(205) 384-9116
http://branches.onemainfinancial.com/al/jasper/714-highway-78--e.html
TitleBucks Title Loans
602 Highway 78 W
Jasper AL 35490
(205) 221-2104
webinquiries@titlebucks.com
Address
109 Highway 78 W
Jasper AL
Contact
(205) 221-0057
http://www.titlecash.com/
Address
2402 Viking Dr
Jasper AL
Contact
(205) 221-3337
http://friendly-auto-sales.com
Address
800 Highway 78 E
Jasper AL
Contact
(205) 387-2557
http://www.getregionalcash.com/