Compare Today’s Mortgage Rates for Vandiver, Alabama

Pureloan searches mortgage lenders and major banks in Vandiver, Alabama 35176 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,976 or $5 / month is expected in Vandiver and other areas of Shelby county.

Pureloan’s search engine explores all home mortgage options in Vandiver, Alabama 35176, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Vandiver, Alabama 35176

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Vandiver, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Vandiver, AL 35176, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Vandiver, AL

Historical Mortgage Rates for Vandiver, Alabama 35176 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Vandiver, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Vandiver, Alabama 35176

If you’re looking to buy a new home in Vandiver, we have compiled a list of the leading mortgage brokers around Vandiver, Alabama 35176 to help you with your search.

Name
Address
Contact

Payday USA

419 Caldwell Dr

Warrior AL 35176

(205) 590-4504

Eastern Capital

14212 Highway 61

Wilsonville AL 35176

(205) 669-0111

Cash Choice

2412 Green Springs Hwy

Birmingham AL 35176

(205) 945-4950

Regions Mortgage

200 Inverness Center Dr

Birmingham AL 35176

(205) 995-5297

Movement Mortgage

270 Rogers Dr

Birmingham AL 35176

(952) 595-0003

http://movementmortgage.com

Address

419 Caldwell Dr

Warrior AL

Contact

(205) 590-4504

Address

14212 Highway 61

Wilsonville AL

Contact

(205) 669-0111

Address

2412 Green Springs Hwy

Birmingham AL

Contact

(205) 945-4950

News on Mortgages and Reverse Mortgages for Vandiver, Alabama 35176