Compare Today’s Mortgage Rates for Vandiver, Alabama
Pureloan searches mortgage lenders and major banks in Vandiver, Alabama 35176 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $1,976 or $5 / month is expected in Vandiver and other areas of Shelby county.
Pureloan’s search engine explores all home mortgage options in Vandiver, Alabama 35176, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Vandiver, Alabama 35176
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Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Vandiver, AL
To forecast and predict mortgage rates in Vandiver, AL 35176, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vandiver, Alabama 35176 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Vandiver, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vandiver, Alabama 35176
If you’re looking to buy a new home in Vandiver, we have compiled a list of the leading mortgage brokers around Vandiver, Alabama 35176 to help you with your search.
Name
Address
Contact
Payday USA
419 Caldwell Dr
Warrior AL 35176
(205) 590-4504
Eastern Capital
14212 Highway 61
Wilsonville AL 35176
(205) 669-0111
Cash Choice
2412 Green Springs Hwy
Birmingham AL 35176
(205) 945-4950
Regions Mortgage
200 Inverness Center Dr
Birmingham AL 35176
(205) 995-5297
Movement Mortgage
270 Rogers Dr
Birmingham AL 35176
(952) 595-0003
http://movementmortgage.com
Address
419 Caldwell Dr
Warrior AL
Contact
(205) 590-4504
Address
14212 Highway 61
Wilsonville AL
Contact
(205) 669-0111
Address
2412 Green Springs Hwy
Birmingham AL
Contact
(205) 945-4950