Compare Today’s Mortgage Rates for Verbena, Alabama

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Verbena, Alabama 36091. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,617 or $16 / month in Verbena and other areas of Chilton county.

Our search engine explores all home mortgage options in Verbena, Alabama 36091, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Verbena, Alabama 36091

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Verbena, AL 36091, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Verbena, Alabama 36091 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Verbena, Alabama and around Chilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 86.67% 87.72% 88.79% 88.85% 86.10% 88.92% 87.30%
avg mortgage rate 4.89% 4.62% 3.85% 3.90% 4.48% 4.13% 3.94% 4.12%
% 15 year fixed mortgage 5.42% 12.50% 11.11% 8.88% 8.85% 12.36% 7.38% 10.32%
avg mortgage rate 4.29% 3.93% 3.26% 2.91% 3.49% 3.28% 3.10% 3.18%
Avg credit score 766.05 762.98 759.42 759.22 753.95 753.35 749.27 754.71
Avg LTV (loan to value) 75.44% 77.84% 81.92% 82.83% 83.45% 84.34% 85.08% 84.09%
Avg DTI (debt to income) 31.00 31.43 30.44 31.97 30.90 33.15 32.77 33.29
% First time homebuyer 30.72% 26.67% 22.22% 27.57% 28.46% 23.55% 21.54% 20.63%
Avg mortgage insurance % 4.03% 6.59% 10.96% 12.68% 14.28% 14.92% 16.06% 13.22%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Verbena, Alabama 36091

If you’re looking to buy a new home in Verbena, we have compiled a list of the leading mortgage brokers around Verbena, Alabama 36091 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

5566 US Highway 231

Wetumpka AL 36091

(334) 514-9599

webinquiries@titlemax.com

Title Cash

613 S Main St

Wetumpka AL 36091

(334) 567-0731

contactus@titlecash.com

1st Franklin Financial

4662 US Highway 231

Wetumpka AL 36091

(334) 514-6111

bcheek3@1ffc.com

Elmore County Abstract

109 Company St

Wetumpka AL 36091

(334) 567-2548

elmorecopc@aol.com

Mcs

401 S Main St

Wetumpka AL 36091

(334) 567-2223

http://www.mcsloans.com/

Address

5566 US Highway 231

Wetumpka AL

Contact

(334) 514-9599

webinquiries@titlemax.com

Address

613 S Main St

Wetumpka AL

Contact

(334) 567-0731

contactus@titlecash.com

Address

4662 US Highway 231

Wetumpka AL

Contact

(334) 514-6111

bcheek3@1ffc.com

News on Mortgages and Reverse Mortgages for Verbena, Alabama 36091