Compare Today’s Mortgage Rates for Verbena, Alabama
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Verbena, Alabama 36091. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,617 or $16 / month in Verbena and other areas of Chilton county.
Our search engine explores all home mortgage options in Verbena, Alabama 36091, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Verbena, Alabama 36091
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Verbena, AL 36091, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Verbena, Alabama 36091 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Verbena, Alabama and around Chilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Verbena, Alabama 36091
If you’re looking to buy a new home in Verbena, we have compiled a list of the leading mortgage brokers around Verbena, Alabama 36091 to help you with your search.
Name
Address
Contact
TitleMax Title Loans
5566 US Highway 231
Wetumpka AL 36091
(334) 514-9599
webinquiries@titlemax.com
Title Cash
613 S Main St
Wetumpka AL 36091
(334) 567-0731
contactus@titlecash.com
1st Franklin Financial
4662 US Highway 231
Wetumpka AL 36091
(334) 514-6111
bcheek3@1ffc.com
Elmore County Abstract
109 Company St
Wetumpka AL 36091
(334) 567-2548
elmorecopc@aol.com
Mcs
401 S Main St
Wetumpka AL 36091
(334) 567-2223
http://www.mcsloans.com/
Address
5566 US Highway 231
Wetumpka AL
Contact
(334) 514-9599
webinquiries@titlemax.com
Address
613 S Main St
Wetumpka AL
Contact
(334) 567-0731
contactus@titlecash.com
Address
4662 US Highway 231
Wetumpka AL
Contact
(334) 514-6111
bcheek3@1ffc.com