Compare Today’s Mortgage Rates in Vina, Alabama 35593
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Vina, Alabama 35593.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,487 over the lifetime of your 30-year fixed loan, or a monthly savings of $18 in Vina and other areas of Franklin county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Vina, Alabama 35593
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Interactive Mortgage Rate Projections for Vina, Alabama 35593
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Vina, AL 35593. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Vina, Alabama 35593 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Vina, Alabama and around Franklin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 82.76% | 92.35% | 91.46% | 92.57% | 86.99% | 87.36% | 83.95% | 83.02% | 81.40% |
avg mortgage rate | 6.46% | 4.66% | 3.13% | 3.44% | 4.38% | 4.70% | 4.27% | 3.83% | 4.10% |
% 15 year fixed mortgage | 10.34% | 5.61% | 7.47% | 5.71% | 12.20% | 11.49% | 11.11% | 9.43% | 13.95% |
avg mortgage rate | 6.38% | 4.07% | 2.40% | 3.18% | 3.53% | 4.00% | 3.17% | 3.05% | 3.22% |
Avg credit score | 733.79 | 787.80 | 747.06 | 749.74 | 748.89 | 747.05 | 737.33 | 754.25 | 747.90 |
Avg LTV (loan to value) | 79.28% | 84.33% | 83.79% | 83.18% | 82.12% | 82.74% | 80.91% | 79.79% | 83.58% |
Avg DTI (debt to income) | 34.45 | 34.20 | 31.83 | 31.97 | 30.86 | 33.20 | 31.85 | 30.49 | 30.58 |
% First time homebuyer | 44.83% | 30.61% | 21.71% | 26.29% | 33.33% | 26.44% | 16.05% | 15.09% | 23.26% |
Avg mortgage insurance % | 13.00% | 16.64% | 14.41% | 13.00% | 11.44% | 14.30% | 11.26% | 11.21% | 13.21% |
Best Mortgage Brokers around Vina, Alabama 35593
For those searching for a new home in Vina, we have compiled a list of the top mortgage brokers located in and around Vina, Alabama 35593 to assist you with your search.
Mortgage Center
837 US Highway 43
Winfield AL 35593
(205) 487-8075
http://www.themortgagecenterinc.com
Hometown Lenders
1077 US Highway 43
Winfield AL 35593
(205) 487-0622
http://hometownlenders.com
Vernon Finance
124 2nd Ave SW
Vernon AL 35593
(205) 695-0820
Capstone Finance
1815 6th Ave SE
Decatur AL 35593
(256) 308-0035
http://www.capstonedecatur.com
Centerstate Bank
301 S Court St
Florence AL 35593
(256) 718-4200
Address
837 US Highway 43
Winfield AL
Contact
(205) 487-8075
http://www.themortgagecenterinc.com
Address
1077 US Highway 43
Winfield AL
Contact
(205) 487-0622
http://hometownlenders.com
Address
124 2nd Ave SW
Vernon AL
Contact
(205) 695-0820