Compare Today’s Mortgage Rates for Vinegar Bend, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Vinegar Bend, Alabama 36584. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,785 or $8 / month in Vinegar Bend and surrounding areas of Washington county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Vinegar Bend, Alabama 36584.
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Summary of Average Mortgage Terms in Vinegar Bend, Alabama 36584
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Vinegar Bend, AL 36584, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Vinegar Bend, Alabama 36584 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Vinegar Bend, Alabama and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Vinegar Bend, Alabama 36584
If you’re looking to buy a new home in Vinegar Bend, we have compiled a list of the leading mortgage brokers around Vinegar Bend, Alabama 36584 to help you with your search.
Name
Address
Contact
Title Cash
5864 Highway 90
Theodore AL 36584
(251) 653-7475
contactus@titlecash.com
Joe Thomas Associates
5663 Brandi Dr
Theodore AL 36584
(251) 602-8397
American Family Funds
3720 Airport Blvd
Mobile AL 36584
(251) 344-1084
http://americanfamilyfunds.com
Pennstar Financial
2 Office Park
Mobile AL 36584
(251) 338-2729
A.G. Edwards
1141 Montlimar Dr
Mobile AL 36584
(251) 460-2855
http://www.agedwards.com/
Address
5864 Highway 90
Theodore AL
Contact
(251) 653-7475
contactus@titlecash.com
Address
5663 Brandi Dr
Theodore AL
Contact
(251) 602-8397
Address
3720 Airport Blvd
Mobile AL
Contact
(251) 344-1084
http://americanfamilyfunds.com