Compare Today’s Mortgage Rates for Wedowee, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wedowee, Alabama 36278. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,953 or $14 / month in Wedowee and surrounding areas of Randolph county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wedowee, Alabama 36278.
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Summary of Average Mortgage Terms in Wedowee, Alabama 36278
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Wedowee, AL 36278, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wedowee, Alabama 36278 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Wedowee, Alabama and around Randolph county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 86.67% | 87.72% | 88.79% | 88.85% | 86.10% | 88.92% | 87.30% |
| avg mortgage rate | 4.89% | 4.62% | 3.85% | 3.90% | 4.48% | 4.13% | 3.94% | 4.12% |
| % 15 year fixed mortgage | 5.42% | 12.50% | 11.11% | 8.88% | 8.85% | 12.36% | 7.38% | 10.32% |
| avg mortgage rate | 4.29% | 3.93% | 3.26% | 2.91% | 3.49% | 3.28% | 3.10% | 3.18% |
| Avg credit score | 766.05 | 762.98 | 759.42 | 759.22 | 753.95 | 753.35 | 749.27 | 754.71 |
| Avg LTV (loan to value) | 75.44% | 77.84% | 81.92% | 82.83% | 83.45% | 84.34% | 85.08% | 84.09% |
| Avg DTI (debt to income) | 31.00 | 31.43 | 30.44 | 31.97 | 30.90 | 33.15 | 32.77 | 33.29 |
| % First time homebuyer | 30.72% | 26.67% | 22.22% | 27.57% | 28.46% | 23.55% | 21.54% | 20.63% |
| Avg mortgage insurance % | 4.03% | 6.59% | 10.96% | 12.68% | 14.28% | 14.92% | 16.06% | 13.22% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wedowee, Alabama 36278
If you’re looking to buy a new home in Wedowee, we have compiled a list of the leading mortgage brokers around Wedowee, Alabama 36278 to help you with your search.
Name
Address
Contact
Big Money
2180 Montgomery Hwy
Dothan AL 36278
(334) 792-2678
Alabama Ag Credit
1001 Forest Dr
Dothan AL 36278
(334) 793-9811
http://www.alabamaagcredit.com/
TitleMax Title Loans
1085 Ross Clark Cir
Dothan AL 36278
(334) 673-2220
webinquiries@titlemax.com
Home Mortgage of America, NMLS
3230 Ross Clark Cir
Dothan AL 36278
(334) 712-9170
brendaw@mortgageamerica.com
OneMain Financial
2407 Montgomery Hwy
Dothan AL 36278
(334) 794-2681
http://branches.onemainfinancial.com/al/dothan/2407-montgomery-highway.html
Address
2180 Montgomery Hwy
Dothan AL
Contact
(334) 792-2678
Address
1001 Forest Dr
Dothan AL
Contact
(334) 793-9811
http://www.alabamaagcredit.com/
Address
1085 Ross Clark Cir
Dothan AL
Contact
(334) 673-2220
webinquiries@titlemax.com