Compare Today’s Mortgage Rates in West Blocton, Alabama 35184
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in West Blocton, Alabama 35184.
Our search engine thoroughly explores all home mortgage options in West Blocton, Alabama 35184, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,536 in lifetime cash or $21 per month in West Blocton and other areas of Bibb county.
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Summary of Average Mortgages in West Blocton, Alabama 35184
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for West Blocton, Alabama 35184
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West Blocton, AL 35184. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West Blocton, Alabama 35184 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West Blocton, Alabama and around Bibb county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
% 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
% First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around West Blocton, Alabama 35184
For those searching for a new home in West Blocton, we have compiled a list of the top mortgage brokers located in and around West Blocton, Alabama 35184 to assist you with your search.
Name
Address
Contact
Payday USA
419 Caldwell Dr
Warrior AL 35184
(205) 590-4504
Eastern Capital
14212 Highway 61
Wilsonville AL 35184
(205) 669-0111
Cash Choice
2412 Green Springs Hwy
Birmingham AL 35184
(205) 945-4950
Regions Mortgage
200 Inverness Center Dr
Birmingham AL 35184
(205) 995-5297
Movement Mortgage
270 Rogers Dr
Birmingham AL 35184
(952) 595-0003
http://movementmortgage.com
Address
419 Caldwell Dr
Warrior AL
Contact
(205) 590-4504
Address
14212 Highway 61
Wilsonville AL
Contact
(205) 669-0111
Address
2412 Green Springs Hwy
Birmingham AL
Contact
(205) 945-4950