Compare Today’s Mortgage Rates for Wilsonville, Alabama

Pureloan searches mortgage lenders and major banks in Wilsonville, Alabama 35186 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,982 or $22 / month is expected in Wilsonville and other areas of Shelby county.

Pureloan’s search engine explores all home mortgage options in Wilsonville, Alabama 35186, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Wilsonville, Alabama 35186

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Wilsonville, AL 35186, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Wilsonville, Alabama 35186 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Wilsonville, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Wilsonville, Alabama 35186

If you’re looking to buy a new home in Wilsonville, we have compiled a list of the leading mortgage brokers around Wilsonville, Alabama 35186 to help you with your search.

Name
Address
Contact

Eastern Capital

14212 Highway 61

Wilsonville AL 35186

(205) 669-0111

Cash Choice

2412 Green Springs Hwy

Birmingham AL 35186

(205) 945-4950

Regions Mortgage

200 Inverness Center Dr

Birmingham AL 35186

(205) 995-5297

Movement Mortgage

270 Rogers Dr

Birmingham AL 35186

(952) 595-0003

http://movementmortgage.com

TitleMax Title Loans

2424 Green Springs Hwy

Birmingham AL 35186

(205) 290-0545

webinquiries@titlemax.com

Address

14212 Highway 61

Wilsonville AL

Contact

(205) 669-0111

Address

2412 Green Springs Hwy

Birmingham AL

Contact

(205) 945-4950

Address

200 Inverness Center Dr

Birmingham AL

Contact

(205) 995-5297

News on Mortgages and Reverse Mortgages for Wilsonville, Alabama 35186