Compare Today’s Mortgage Rates in Wilsonville, Alabama 35186
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Wilsonville, Alabama 35186.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $17,503 over the lifetime of your 30-year fixed loan, or a monthly savings of $49 in Wilsonville and other areas of Shelby county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Wilsonville, Alabama 35186
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Wilsonville, Alabama 35186
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wilsonville, AL 35186. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wilsonville, Alabama 35186 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wilsonville, Alabama and around Shelby county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
| avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
| % 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
| avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
| Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
| Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
| Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
| % First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
| Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around Wilsonville, Alabama 35186
For those searching for a new home in Wilsonville, we have compiled a list of the top mortgage brokers located in and around Wilsonville, Alabama 35186 to assist you with your search.
Name
Address
Contact
Eastern Capital
14212 Highway 61
Wilsonville AL 35186
(205) 669-0111
Cash Choice
2412 Green Springs Hwy
Birmingham AL 35186
(205) 945-4950
Regions Mortgage
200 Inverness Center Dr
Birmingham AL 35186
(205) 995-5297
Movement Mortgage
270 Rogers Dr
Birmingham AL 35186
(952) 595-0003
http://movementmortgage.com
TitleMax Title Loans
2424 Green Springs Hwy
Birmingham AL 35186
(205) 290-0545
webinquiries@titlemax.com
Address
14212 Highway 61
Wilsonville AL
Contact
(205) 669-0111
Address
2412 Green Springs Hwy
Birmingham AL
Contact
(205) 945-4950
Address
200 Inverness Center Dr
Birmingham AL
Contact
(205) 995-5297