Compare Today’s Mortgage Rates for Wilton, Alabama
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wilton, Alabama 35187. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,185 or $14 / month in Wilton and surrounding areas of Shelby county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wilton, Alabama 35187.
No suitable program is found
Summary of Average Mortgage Terms in Wilton, Alabama 35187
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Wilton, Alabama 35187
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Wilton, AL 35187, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Wilton, Alabama 35187 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Wilton, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.43% | 79.88% | 81.18% | 87.12% | 85.10% | 88.33% | 84.52% | 85.62% |
| avg mortgage rate | 4.79% | 4.55% | 3.83% | 3.88% | 4.38% | 4.05% | 3.93% | 4.12% |
| % 15 year fixed mortgage | 12.15% | 17.16% | 16.13% | 11.86% | 12.12% | 10.76% | 13.31% | 11.64% |
| avg mortgage rate | 4.20% | 3.68% | 3.17% | 3.14% | 3.42% | 3.23% | 3.00% | 3.21% |
| Avg credit score | 763.45 | 760.86 | 760.60 | 758.87 | 758.55 | 757.00 | 756.20 | 757.18 |
| Avg LTV (loan to value) | 76.83% | 78.95% | 82.17% | 82.45% | 83.17% | 84.08% | 84.13% | 83.59% |
| Avg DTI (debt to income) | 30.24 | 30.25 | 27.92 | 27.95 | 29.60 | 29.11 | 29.56 | 31.08 |
| % First time homebuyer | 26.72% | 31.36% | 28.49% | 31.86% | 23.74% | 27.46% | 26.01% | 23.97% |
| Avg mortgage insurance % | 4.95% | 6.63% | 10.92% | 11.53% | 12.39% | 13.58% | 13.96% | 14.27% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Wilton, Alabama 35187
If you’re looking to buy a new home in Wilton, we have compiled a list of the leading mortgage brokers around Wilton, Alabama 35187 to help you with your search.
Name
Address
Contact
Cash Choice
2412 Green Springs Hwy
Birmingham AL 35187
(205) 945-4950
Regions Mortgage
200 Inverness Center Dr
Birmingham AL 35187
(205) 995-5297
Movement Mortgage
270 Rogers Dr
Birmingham AL 35187
(952) 595-0003
http://movementmortgage.com
TitleMax Title Loans
2424 Green Springs Hwy
Birmingham AL 35187
(205) 290-0545
webinquiries@titlemax.com
Wells Fargo Home Mortgage
210 Wildwood Pkwy
Homewood AL 35187
(205) 290-1374
http://www.wellsfargo.com/mortgage/
Address
2412 Green Springs Hwy
Birmingham AL
Contact
(205) 945-4950
Address
200 Inverness Center Dr
Birmingham AL
Contact
(205) 995-5297
Address
270 Rogers Dr
Birmingham AL
Contact
(952) 595-0003
http://movementmortgage.com