Compare Today’s Mortgage Rates for Wilton, Alabama

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Wilton, Alabama 35187. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,064 or $6 / month in Wilton and surrounding areas of Shelby county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Wilton, Alabama 35187.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Wilton, Alabama 35187

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Wilton, AL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Wilton, AL 35187, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Wilton, AL

Historical Mortgage Rates for Wilton, Alabama 35187 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Wilton, Alabama and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.43% 79.88% 81.18% 87.12% 85.10% 88.33% 84.52% 85.62%
avg mortgage rate 4.79% 4.55% 3.83% 3.88% 4.38% 4.05% 3.93% 4.12%
% 15 year fixed mortgage 12.15% 17.16% 16.13% 11.86% 12.12% 10.76% 13.31% 11.64%
avg mortgage rate 4.20% 3.68% 3.17% 3.14% 3.42% 3.23% 3.00% 3.21%
Avg credit score 763.45 760.86 760.60 758.87 758.55 757.00 756.20 757.18
Avg LTV (loan to value) 76.83% 78.95% 82.17% 82.45% 83.17% 84.08% 84.13% 83.59%
Avg DTI (debt to income) 30.24 30.25 27.92 27.95 29.60 29.11 29.56 31.08
% First time homebuyer 26.72% 31.36% 28.49% 31.86% 23.74% 27.46% 26.01% 23.97%
Avg mortgage insurance % 4.95% 6.63% 10.92% 11.53% 12.39% 13.58% 13.96% 14.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Wilton, Alabama 35187

If you’re looking to buy a new home in Wilton, we have compiled a list of the leading mortgage brokers around Wilton, Alabama 35187 to help you with your search.

Name
Address
Contact

Cash Choice

2412 Green Springs Hwy

Birmingham AL 35187

(205) 945-4950

Regions Mortgage

200 Inverness Center Dr

Birmingham AL 35187

(205) 995-5297

Movement Mortgage

270 Rogers Dr

Birmingham AL 35187

(952) 595-0003

http://movementmortgage.com

TitleMax Title Loans

2424 Green Springs Hwy

Birmingham AL 35187

(205) 290-0545

webinquiries@titlemax.com

Wells Fargo Home Mortgage

210 Wildwood Pkwy

Homewood AL 35187

(205) 290-1374

http://www.wellsfargo.com/mortgage/

Address

2412 Green Springs Hwy

Birmingham AL

Contact

(205) 945-4950

Address

200 Inverness Center Dr

Birmingham AL

Contact

(205) 995-5297

Address

270 Rogers Dr

Birmingham AL

Contact

(952) 595-0003

http://movementmortgage.com

News on Mortgages and Reverse Mortgages for Wilton, Alabama 35187