Compare Today’s Mortgage Rates in Wilton, Alabama 35187
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Wilton, Alabama 35187.
Our search engine thoroughly explores all home mortgage options in Wilton, Alabama 35187, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,125 in lifetime cash or $14 per month in Wilton and other areas of Shelby county.
Summary of Average Mortgages in Wilton, Alabama 35187
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Interactive Mortgage Rate Projections for Wilton, Alabama 35187
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wilton, AL 35187. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wilton, Alabama 35187 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wilton, Alabama and around Shelby county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
% 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
% First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around Wilton, Alabama 35187
For those searching for a new home in Wilton, we have compiled a list of the top mortgage brokers located in and around Wilton, Alabama 35187 to assist you with your search.
Cash Choice
2412 Green Springs Hwy
Birmingham AL 35187
(205) 945-4950
Regions Mortgage
200 Inverness Center Dr
Birmingham AL 35187
(205) 995-5297
Movement Mortgage
270 Rogers Dr
Birmingham AL 35187
(952) 595-0003
http://movementmortgage.com
TitleMax Title Loans
2424 Green Springs Hwy
Birmingham AL 35187
(205) 290-0545
webinquiries@titlemax.com
Wells Fargo Home Mortgage
210 Wildwood Pkwy
Homewood AL 35187
(205) 290-1374
http://www.wellsfargo.com/mortgage/
Address
2412 Green Springs Hwy
Birmingham AL
Contact
(205) 945-4950
Address
200 Inverness Center Dr
Birmingham AL
Contact
(205) 995-5297
Address
270 Rogers Dr
Birmingham AL
Contact
(952) 595-0003
http://movementmortgage.com