Compare Today’s Mortgage Rates in Winfield, Alabama 35594
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Winfield, Alabama 35594.
Our search engine thoroughly explores all home mortgage options in Winfield, Alabama 35594, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,944 in lifetime cash or $11 per month in Winfield and other areas of Marion county.
Summary of Average Mortgages in Winfield, Alabama 35594
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Interactive Mortgage Rate Projections for Winfield, Alabama 35594
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Winfield, AL 35594. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Winfield, Alabama 35594 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Winfield, Alabama and around Marion county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 82.76% | 92.35% | 91.46% | 92.57% | 86.99% | 87.36% | 83.95% | 83.02% | 81.40% |
avg mortgage rate | 6.46% | 4.66% | 3.13% | 3.44% | 4.38% | 4.70% | 4.27% | 3.83% | 4.10% |
% 15 year fixed mortgage | 10.34% | 5.61% | 7.47% | 5.71% | 12.20% | 11.49% | 11.11% | 9.43% | 13.95% |
avg mortgage rate | 6.38% | 4.07% | 2.40% | 3.18% | 3.53% | 4.00% | 3.17% | 3.05% | 3.22% |
Avg credit score | 733.79 | 787.80 | 747.06 | 749.74 | 748.89 | 747.05 | 737.33 | 754.25 | 747.90 |
Avg LTV (loan to value) | 79.28% | 84.33% | 83.79% | 83.18% | 82.12% | 82.74% | 80.91% | 79.79% | 83.58% |
Avg DTI (debt to income) | 34.45 | 34.20 | 31.83 | 31.97 | 30.86 | 33.20 | 31.85 | 30.49 | 30.58 |
% First time homebuyer | 44.83% | 30.61% | 21.71% | 26.29% | 33.33% | 26.44% | 16.05% | 15.09% | 23.26% |
Avg mortgage insurance % | 13.00% | 16.64% | 14.41% | 13.00% | 11.44% | 14.30% | 11.26% | 11.21% | 13.21% |
Best Mortgage Brokers around Winfield, Alabama 35594
For those searching for a new home in Winfield, we have compiled a list of the top mortgage brokers located in and around Winfield, Alabama 35594 to assist you with your search.
Hometown Lenders
1077 US Highway 43
Winfield AL 35594
(205) 487-0622
http://hometownlenders.com
Mortgage Center
837 US Highway 43
Winfield AL 35594
(205) 487-8075
http://www.themortgagecenterinc.com
Vernon Finance
124 2nd Ave SW
Vernon AL 35594
(205) 695-0820
Capstone Finance
1815 6th Ave SE
Decatur AL 35594
(256) 308-0035
http://www.capstonedecatur.com
Centerstate Bank
301 S Court St
Florence AL 35594
(256) 718-4200
Address
1077 US Highway 43
Winfield AL
Contact
(205) 487-0622
http://hometownlenders.com
Address
837 US Highway 43
Winfield AL
Contact
(205) 487-8075
http://www.themortgagecenterinc.com
Address
124 2nd Ave SW
Vernon AL
Contact
(205) 695-0820