Compare Today’s Mortgage Rates in Woodstock, Alabama 35188
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Woodstock, Alabama 35188.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Woodstock, Alabama 35188. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,371 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Woodstock and other areas of Bibb county.
Summary of Average Mortgages in Woodstock, Alabama 35188
Become a certified mortgage expert on Pureloan.com
in Woodstock, Alabama 35188
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Woodstock, Alabama 35188
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Woodstock, AL 35188. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Woodstock, Alabama 35188 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Woodstock, Alabama and around Bibb county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.54% | 93.77% | 94.03% | 93.55% | 90.28% | 93.00% | 89.93% | 89.86% | 88.06% |
avg mortgage rate | 6.46% | 4.69% | 3.06% | 3.41% | 4.39% | 4.66% | 4.22% | 3.96% | 4.14% |
% 15 year fixed mortgage | 1.40% | 4.79% | 5.29% | 4.62% | 7.29% | 5.00% | 7.26% | 8.54% | 8.91% |
avg mortgage rate | 5.46% | 3.82% | 2.39% | 2.93% | 3.80% | 3.95% | 3.45% | 3.12% | 3.33% |
Avg credit score | 748.30 | 756.59 | 750.10 | 749.83 | 750.31 | 764.81 | 748.76 | 767.27 | 754.31 |
Avg LTV (loan to value) | 81.46% | 82.34% | 84.79% | 85.74% | 84.64% | 84.07% | 84.23% | 84.35% | 84.22% |
Avg DTI (debt to income) | 36.56 | 34.88 | 32.87 | 33.03 | 33.64 | 33.39 | 32.11 | 32.26 | 31.87 |
% First time homebuyer | 37.19% | 32.40% | 28.95% | 28.42% | 33.05% | 22.29% | 22.44% | 20.64% | 24.42% |
Avg mortgage insurance % | 14.23% | 14.35% | 15.64% | 16.73% | 15.90% | 15.36% | 15.60% | 15.85% | 15.32% |
Best Mortgage Brokers around Woodstock, Alabama 35188
For those searching for a new home in Woodstock, we have compiled a list of the top mortgage brokers located in and around Woodstock, Alabama 35188 to assist you with your search.
Cash Choice
2412 Green Springs Hwy
Birmingham AL 35188
(205) 945-4950
Regions Mortgage
200 Inverness Center Dr
Birmingham AL 35188
(205) 995-5297
Movement Mortgage
270 Rogers Dr
Birmingham AL 35188
(952) 595-0003
http://movementmortgage.com
TitleMax Title Loans
2424 Green Springs Hwy
Birmingham AL 35188
(205) 290-0545
webinquiries@titlemax.com
Wells Fargo Home Mortgage
210 Wildwood Pkwy
Homewood AL 35188
(205) 290-1374
http://www.wellsfargo.com/mortgage/
Address
2412 Green Springs Hwy
Birmingham AL
Contact
(205) 945-4950
Address
200 Inverness Center Dr
Birmingham AL
Contact
(205) 995-5297
Address
270 Rogers Dr
Birmingham AL
Contact
(952) 595-0003
http://movementmortgage.com