Compare Today’s Mortgage Rates for Charlotte, Arkansas
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Charlotte, Arkansas 72522. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,551 or $13 / month in Charlotte and surrounding areas of Independence county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charlotte, Arkansas 72522.
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Summary of Average Mortgage Terms in Charlotte, Arkansas 72522


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Charlotte, AR 72522, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Charlotte, Arkansas 72522 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Charlotte, Arkansas and around Independence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 83.95% | 84.39% | 81.82% | 83.99% | 88.16% | 88.26% | 89.85% | 89.71% |
avg mortgage rate | 4.90% | 4.56% | 3.81% | 3.89% | 4.44% | 4.07% | 3.95% | 4.19% |
% 15 year fixed mortgage | 12.32% | 12.42% | 13.10% | 13.86% | 9.27% | 8.84% | 7.85% | 7.41% |
avg mortgage rate | 4.19% | 3.87% | 3.14% | 3.08% | 3.42% | 3.23% | 3.13% | 3.35% |
Avg credit score | 758.51 | 765.69 | 761.00 | 757.16 | 753.60 | 752.65 | 749.91 | 749.63 |
Avg LTV (loan to value) | 77.49% | 78.33% | 81.20% | 81.67% | 83.64% | 83.35% | 83.99% | 83.35% |
Avg DTI (debt to income) | 31.01 | 31.99 | 30.57 | 32.34 | 32.08 | 31.42 | 32.80 | 33.58 |
% First time homebuyer | 31.52% | 22.93% | 24.60% | 27.39% | 30.10% | 28.70% | 26.79% | 20.16% |
Avg mortgage insurance % | 5.10% | 6.57% | 11.01% | 11.29% | 14.28% | 14.08% | 14.37% | 13.03% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Charlotte, Arkansas 72522
If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, Arkansas 72522 to help you with your search.
Emerald Investments
40 Tonsue Dr
Cherokee Village AR 72522
(870) 257-2369
emeraldinvestments@hotmail.com
Batesville Title Service
248 E Main St
Batesville AR 72522
(870) 793-5700
ritar@batesvilletitle.com
Haunert
1325 Harrison St
Batesville AR 72522
(870) 612-3400
Acceptance Now
1 Furniture Ln
Batesville AR 72522
(870) 698-1554
Karissa Clemons
821 W Main St
Heber Springs AR 72522
(501) 362-7346
Address
40 Tonsue Dr
Cherokee Village AR
Contact
(870) 257-2369
emeraldinvestments@hotmail.com
Address
248 E Main St
Batesville AR
Contact
(870) 793-5700
ritar@batesvilletitle.com
Address
1325 Harrison St
Batesville AR
Contact
(870) 612-3400