Compare Today’s Mortgage Rates for El Dorado, Arkansas
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in El Dorado, Arkansas 71731. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,003 or $8 / month in El Dorado and surrounding areas of Union county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for El Dorado, Arkansas 71731.
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Summary of Average Mortgage Terms in El Dorado, Arkansas 71731
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in El Dorado, AR 71731, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for El Dorado, Arkansas 71731 from 2012 - 2019
We have compiled mortgage rate charts for home loans in El Dorado, Arkansas and around Union county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 75.76% | 79.31% | 72.00% | 85.00% | 75.00% | 80.36% | 88.89% | 75.00% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 3.93% | 4.44% | 4.19% | 3.94% | 3.94% |
| % 15 year fixed mortgage | 12.12% | 20.69% | 16.00% | 10.00% | 21.43% | 17.86% | 8.89% | 25.00% |
| avg mortgage rate | 4.44% | 4.19% | 3.41% | 2.88% | 3.43% | 3.15% | 3.13% | 3.54% |
| Avg credit score | 770.94 | 749.07 | 751.88 | 751.05 | 758.45 | 741.39 | 745.58 | 740.83 |
| Avg LTV (loan to value) | 77.73% | 79.00% | 87.48% | 82.55% | 83.54% | 84.48% | 84.91% | 84.50% |
| Avg DTI (debt to income) | 26.58 | 27.34 | 28.08 | 29.60 | 30.02 | 27.21 | 31.38 | 28.75 |
| % First time homebuyer | 24.24% | 41.38% | 24.00% | 20.00% | 28.57% | 35.71% | 13.33% | 16.67% |
| Avg mortgage insurance % | 6.82% | 6.07% | 16.92% | 11.25% | 13.91% | 16.39% | 17.60% | 15.83% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around El Dorado, Arkansas 71731
If you’re looking to buy a new home in El Dorado, we have compiled a list of the leading mortgage brokers around El Dorado, Arkansas 71731 to help you with your search.
Name
Address
Contact
Molnaird Storage
210 Strong Hwy
El Dorado AR 71731
(870) 864-6616
Hallmark Mortgage
4225 N Wyatt Dr
El Dorado AR 71731
(870) 875-1803
Farm Credit Services
3400 W Hillsboro St
El Dorado AR 71731
(870) 863-7237
http://www.farmcredit.com/
Title Guaranty Co.
208 N Washington Ave
El Dorado AR 71731
(870) 862-6647
http://www.titleguarantyco.com
Farm Credit Service
1703 Pittman Rd
Magnolia AR 71731
(870) 234-8611
http://www.farmcreditnetwork.com/
Address
210 Strong Hwy
El Dorado AR
Contact
(870) 864-6616
Address
4225 N Wyatt Dr
El Dorado AR
Contact
(870) 875-1803
Address
3400 W Hillsboro St
El Dorado AR
Contact
(870) 863-7237
http://www.farmcredit.com/