Compare Today’s Mortgage Rates in Emerson, Arkansas 71740
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Emerson, Arkansas 71740.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Emerson, Arkansas 71740. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,504 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Emerson and other areas of Columbia county.
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Summary of Average Mortgages in Emerson, Arkansas 71740
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Emerson, Arkansas 71740
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Emerson, AR 71740. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Emerson, Arkansas 71740 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Emerson, Arkansas and around Columbia county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.31% | 87.76% | 94.12% | 80.49% | 88.73% | 75.51% | 82.46% | 88.89% | 80.36% |
avg mortgage rate | 6.50% | 4.42% | 3.00% | 3.45% | 4.48% | 4.65% | 4.12% | 3.94% | 4.18% |
% 15 year fixed mortgage | 7.69% | 11.22% | 4.41% | 17.07% | 11.27% | 18.37% | 15.79% | 8.89% | 17.86% |
avg mortgage rate | 6.44% | 3.42% | 2.48% | 3.26% | 3.73% | 4.11% | 3.53% | 3.13% | 3.15% |
Avg credit score | 739.85 | 744.52 | 746.55 | 744.80 | 747.15 | 756.31 | 748.61 | 745.58 | 742.48 |
Avg LTV (loan to value) | 82.35% | 87.44% | 87.82% | 87.54% | 87.31% | 84.86% | 85.70% | 84.91% | 84.27% |
Avg DTI (debt to income) | 34.54 | 31.01 | 31.48 | 29.16 | 31.85 | 29.82 | 30.51 | 31.38 | 26.75 |
% First time homebuyer | 34.62% | 25.51% | 30.88% | 35.37% | 32.39% | 32.65% | 19.30% | 13.33% | 33.93% |
Avg mortgage insurance % | 16.88% | 18.22% | 20.43% | 18.29% | 17.34% | 15.14% | 15.58% | 17.60% | 15.86% |
Best Mortgage Brokers around Emerson, Arkansas 71740
For those searching for a new home in Emerson, we have compiled a list of the top mortgage brokers located in and around Emerson, Arkansas 71740 to assist you with your search.
Name
Address
Contact
Lawson Auto Credit
403 Holmes St
Fordyce AR 71740
(870) 352-7289
Farm Credit Services
524 S 7
Fordyce AR 71740
(870) 352-1048
Farm Credit Service
524 S 7th St
Hampton AR 71740
(870) 352-1048
Show Me The Money
110 S Main St
Junction City AR 71740
(318) 986-4072
Title Guaranty Co.
208 N Washington Ave
El Dorado AR 71740
(870) 862-6647
http://www.titleguarantyco.com
Address
403 Holmes St
Fordyce AR
Contact
(870) 352-7289
Address
524 S 7
Fordyce AR
Contact
(870) 352-1048
Address
524 S 7th St
Hampton AR
Contact
(870) 352-1048