Compare Today’s Mortgage Rates for Emerson, Arkansas

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Emerson, Arkansas 71740. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,106 or $9 / month in Emerson and other areas of Columbia county.

Our search engine explores all home mortgage options in Emerson, Arkansas 71740, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Emerson, Arkansas 71740

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Emerson, AR 71740, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Emerson, Arkansas 71740 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Emerson, Arkansas and around Columbia county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 75.76% 79.31% 72.00% 85.00% 75.00% 80.36% 88.89% 75.00%
avg mortgage rate 4.88% 4.67% 3.91% 3.93% 4.44% 4.19% 3.94% 3.94%
% 15 year fixed mortgage 12.12% 20.69% 16.00% 10.00% 21.43% 17.86% 8.89% 25.00%
avg mortgage rate 4.44% 4.19% 3.41% 2.88% 3.43% 3.15% 3.13% 3.54%
Avg credit score 770.94 749.07 751.88 751.05 758.45 741.39 745.58 740.83
Avg LTV (loan to value) 77.73% 79.00% 87.48% 82.55% 83.54% 84.48% 84.91% 84.50%
Avg DTI (debt to income) 26.58 27.34 28.08 29.60 30.02 27.21 31.38 28.75
% First time homebuyer 24.24% 41.38% 24.00% 20.00% 28.57% 35.71% 13.33% 16.67%
Avg mortgage insurance % 6.82% 6.07% 16.92% 11.25% 13.91% 16.39% 17.60% 15.83%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Emerson, Arkansas 71740

If you’re looking to buy a new home in Emerson, we have compiled a list of the leading mortgage brokers around Emerson, Arkansas 71740 to help you with your search.

Name
Address
Contact

Lawson Auto Credit

403 Holmes St

Fordyce AR 71740

(870) 352-7289

Farm Credit Services

524 S 7

Fordyce AR 71740

(870) 352-1048

Farm Credit Service

524 S 7th St

Hampton AR 71740

(870) 352-1048

Show Me The Money

110 S Main St

Junction City AR 71740

(318) 986-4072

Title Guaranty Co.

208 N Washington Ave

El Dorado AR 71740

(870) 862-6647

http://www.titleguarantyco.com

Address

403 Holmes St

Fordyce AR

Contact

(870) 352-7289

Address

524 S 7

Fordyce AR

Contact

(870) 352-1048

Address

524 S 7th St

Hampton AR

Contact

(870) 352-1048

News on Mortgages and Reverse Mortgages for Emerson, Arkansas 71740