Compare Today’s Mortgage Rates in Floral, Arkansas 72534
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Floral, Arkansas 72534.
Our search engine thoroughly explores all home mortgage options in Floral, Arkansas 72534, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,087 in lifetime cash or $11 per month in Floral and other areas of Independence county.
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Summary of Average Mortgages in Floral, Arkansas 72534
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Floral, Arkansas 72534
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Floral, AR 72534. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Floral, Arkansas 72534 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Floral, Arkansas and around Independence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.51% | 92.50% | 92.77% | 91.85% | 92.57% | 91.60% | 89.50% | 89.34% | 88.83% |
avg mortgage rate | 6.38% | 4.49% | 2.96% | 3.37% | 4.35% | 4.60% | 4.12% | 3.84% | 4.01% |
% 15 year fixed mortgage | 4.73% | 5.30% | 5.79% | 6.74% | 5.47% | 6.47% | 8.20% | 8.07% | 8.63% |
avg mortgage rate | 5.54% | 3.78% | 2.35% | 2.86% | 3.74% | 3.99% | 3.42% | 3.10% | 3.24% |
Avg credit score | 769.78 | 768.46 | 761.91 | 755.34 | 756.81 | 773.05 | 765.33 | 751.39 | 757.66 |
Avg LTV (loan to value) | 78.71% | 81.57% | 83.64% | 84.51% | 83.68% | 81.67% | 83.20% | 83.72% | 82.69% |
Avg DTI (debt to income) | 34.94 | 33.94 | 31.91 | 32.16 | 33.32 | 32.41 | 31.88 | 30.74 | 30.10 |
% First time homebuyer | 36.43% | 32.19% | 29.30% | 35.53% | 34.99% | 27.09% | 23.74% | 27.88% | 25.60% |
Avg mortgage insurance % | 12.42% | 13.13% | 14.47% | 15.13% | 13.83% | 12.11% | 13.35% | 13.94% | 12.83% |
Best Mortgage Brokers around Floral, Arkansas 72534
For those searching for a new home in Floral, we have compiled a list of the top mortgage brokers located in and around Floral, Arkansas 72534 to assist you with your search.
Name
Address
Contact
Midnight Recovery
509 Oak Ridge Dr
Gepp AR 72534
(870) 291-2099
Batesville Title Service
248 E Main St
Batesville AR 72534
(870) 793-5700
ritar@batesvilletitle.com
Haunert
1325 Harrison St
Batesville AR 72534
(870) 612-3400
Acceptance Now
1 Furniture Ln
Batesville AR 72534
(870) 698-1554
Karissa Clemons
821 W Main St
Heber Springs AR 72534
(501) 362-7346
Address
509 Oak Ridge Dr
Gepp AR
Contact
(870) 291-2099
Address
248 E Main St
Batesville AR
Contact
(870) 793-5700
ritar@batesvilletitle.com
Address
1325 Harrison St
Batesville AR
Contact
(870) 612-3400