Compare Today’s Mortgage Rates for Oark, Arkansas
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oark, Arkansas 72852. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,953 or $8 / month in Oark and surrounding areas of Johnson county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oark, Arkansas 72852.
Summary of Average Mortgage Terms in Oark, Arkansas 72852
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oark, AR
To forecast and predict mortgage rates in Oark, AR 72852, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oark, Arkansas 72852 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Oark, Arkansas and around Johnson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 83.95% | 84.39% | 81.82% | 83.99% | 88.16% | 88.26% | 89.85% | 89.71% |
| avg mortgage rate | 4.90% | 4.56% | 3.81% | 3.89% | 4.44% | 4.07% | 3.95% | 4.19% |
| % 15 year fixed mortgage | 12.32% | 12.42% | 13.10% | 13.86% | 9.27% | 8.84% | 7.85% | 7.41% |
| avg mortgage rate | 4.19% | 3.87% | 3.14% | 3.08% | 3.42% | 3.23% | 3.13% | 3.35% |
| Avg credit score | 758.51 | 765.69 | 761.00 | 757.16 | 753.60 | 752.65 | 749.91 | 749.63 |
| Avg LTV (loan to value) | 77.49% | 78.33% | 81.20% | 81.67% | 83.64% | 83.35% | 83.99% | 83.35% |
| Avg DTI (debt to income) | 31.01 | 31.99 | 30.57 | 32.34 | 32.08 | 31.42 | 32.80 | 33.58 |
| % First time homebuyer | 31.52% | 22.93% | 24.60% | 27.39% | 30.10% | 28.70% | 26.79% | 20.16% |
| Avg mortgage insurance % | 5.10% | 6.57% | 11.01% | 11.29% | 14.28% | 14.08% | 14.37% | 13.03% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oark, Arkansas 72852
If you’re looking to buy a new home in Oark, we have compiled a list of the leading mortgage brokers around Oark, Arkansas 72852 to help you with your search.
Name
Address
Contact
Farm Credit Service
3772 W State Highway 22
Paris AR 72852
(479) 963-2841
http://www.farmcredit.com/
Southern Finance
4581 W State Highway 22
Paris AR 72852
(479) 963-8007
Farm Credit Services of Western Arkansas
Highway 22
Paris AR 72852
(479) 963-2841
SWBC Mortgage Corporation
2525 Rogers Ave
Fort Smith AR 72852
(479) 783-4400
swbcmortgagefortsmith1@swbc.com
Exit E Sell
200 S 7th St
Fort Smith AR 72852
(479) 782-1519
http://www.e-cell.com
Address
3772 W State Highway 22
Paris AR
Contact
(479) 963-2841
http://www.farmcredit.com/
Address
4581 W State Highway 22
Paris AR
Contact
(479) 963-8007
Address
Highway 22
Paris AR
Contact
(479) 963-2841