Compare Today’s Mortgage Rates in Oxford, Arkansas 72565
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Oxford, Arkansas 72565.
Our search engine thoroughly explores all home mortgage options in Oxford, Arkansas 72565, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,588 in lifetime cash or $13 per month in Oxford and other areas of Izard county.
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Summary of Average Mortgages in Oxford, Arkansas 72565
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oxford, Arkansas 72565
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oxford, AR 72565. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oxford, Arkansas 72565 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oxford, Arkansas and around Izard county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.51% | 92.50% | 92.77% | 91.85% | 92.57% | 91.60% | 89.50% | 89.34% | 88.83% |
| avg mortgage rate | 6.38% | 4.49% | 2.96% | 3.37% | 4.35% | 4.60% | 4.12% | 3.84% | 4.01% |
| % 15 year fixed mortgage | 4.73% | 5.30% | 5.79% | 6.74% | 5.47% | 6.47% | 8.20% | 8.07% | 8.63% |
| avg mortgage rate | 5.54% | 3.78% | 2.35% | 2.86% | 3.74% | 3.99% | 3.42% | 3.10% | 3.24% |
| Avg credit score | 769.78 | 768.46 | 761.91 | 755.34 | 756.81 | 773.05 | 765.33 | 751.39 | 757.66 |
| Avg LTV (loan to value) | 78.71% | 81.57% | 83.64% | 84.51% | 83.68% | 81.67% | 83.20% | 83.72% | 82.69% |
| Avg DTI (debt to income) | 34.94 | 33.94 | 31.91 | 32.16 | 33.32 | 32.41 | 31.88 | 30.74 | 30.10 |
| % First time homebuyer | 36.43% | 32.19% | 29.30% | 35.53% | 34.99% | 27.09% | 23.74% | 27.88% | 25.60% |
| Avg mortgage insurance % | 12.42% | 13.13% | 14.47% | 15.13% | 13.83% | 12.11% | 13.35% | 13.94% | 12.83% |
Best Mortgage Brokers around Oxford, Arkansas 72565
For those searching for a new home in Oxford, we have compiled a list of the top mortgage brokers located in and around Oxford, Arkansas 72565 to assist you with your search.
Name
Address
Contact
Funeral Funding Center
332 Geiger Ln
Sidney AR 72565
(870) 346-5656
Guild Mortgage Company
114 E Crandall Ave
Harrison AR 72565
(870) 416-3755
http://www.guildmortgage.com/
Farm Credit Service
129 W Industrial Park Rd
Harrison AR 72565
(870) 741-2020
http://www.myaglender.com/
Rwc
1411 N Main St
Harrison AR 72565
(870) 688-9999
http://rwcinc.com
Regions Mortgage
318 Hester Dr
Harrison AR 72565
(870) 391-8243
Address
332 Geiger Ln
Sidney AR
Contact
(870) 346-5656
Address
114 E Crandall Ave
Harrison AR
Contact
(870) 416-3755
http://www.guildmortgage.com/
Address
129 W Industrial Park Rd
Harrison AR
Contact
(870) 741-2020
http://www.myaglender.com/