Compare Today’s Mortgage Rates in Rector, Arkansas 72461
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Rector, Arkansas 72461.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Rector, Arkansas 72461. For a 30-year fixed loan, our calculations show that you can expect to save up to $1,877 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Rector and other areas of Clay county.
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Summary of Average Mortgages in Rector, Arkansas 72461
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Rector, Arkansas 72461
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rector, AR 72461. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rector, Arkansas 72461 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rector, Arkansas and around Clay county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.51% | 92.50% | 92.77% | 91.85% | 92.57% | 91.60% | 89.50% | 89.34% | 88.83% |
avg mortgage rate | 6.38% | 4.49% | 2.96% | 3.37% | 4.35% | 4.60% | 4.12% | 3.84% | 4.01% |
% 15 year fixed mortgage | 4.73% | 5.30% | 5.79% | 6.74% | 5.47% | 6.47% | 8.20% | 8.07% | 8.63% |
avg mortgage rate | 5.54% | 3.78% | 2.35% | 2.86% | 3.74% | 3.99% | 3.42% | 3.10% | 3.24% |
Avg credit score | 769.78 | 768.46 | 761.91 | 755.34 | 756.81 | 773.05 | 765.33 | 751.39 | 757.66 |
Avg LTV (loan to value) | 78.71% | 81.57% | 83.64% | 84.51% | 83.68% | 81.67% | 83.20% | 83.72% | 82.69% |
Avg DTI (debt to income) | 34.94 | 33.94 | 31.91 | 32.16 | 33.32 | 32.41 | 31.88 | 30.74 | 30.10 |
% First time homebuyer | 36.43% | 32.19% | 29.30% | 35.53% | 34.99% | 27.09% | 23.74% | 27.88% | 25.60% |
Avg mortgage insurance % | 12.42% | 13.13% | 14.47% | 15.13% | 13.83% | 12.11% | 13.35% | 13.94% | 12.83% |
Best Mortgage Brokers around Rector, Arkansas 72461
For those searching for a new home in Rector, we have compiled a list of the top mortgage brokers located in and around Rector, Arkansas 72461 to assist you with your search.
Name
Address
Contact
Batesville Title Service
248 E Main St
Batesville AR 72461
(870) 793-5700
ritar@batesvilletitle.com
Haunert
1325 Harrison St
Batesville AR 72461
(870) 612-3400
Acceptance Now
1 Furniture Ln
Batesville AR 72461
(870) 698-1554
Karissa Clemons
821 W Main St
Heber Springs AR 72461
(501) 362-7346
Advantage Mortgage
75 Highway 62
Ash Flat AR 72461
(870) 994-2567
Address
248 E Main St
Batesville AR
Contact
(870) 793-5700
ritar@batesvilletitle.com
Address
1325 Harrison St
Batesville AR
Contact
(870) 612-3400
Address
1 Furniture Ln
Batesville AR
Contact
(870) 698-1554