Compare Today’s Mortgage Rates in Searcy, Arkansas 72145
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Searcy, Arkansas 72145.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,422 over the lifetime of your 30-year fixed loan, or a monthly savings of $15 in Searcy and other areas of White county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Searcy, Arkansas 72145
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Searcy, Arkansas 72145
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Searcy, AR 72145. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Searcy, Arkansas 72145 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Searcy, Arkansas and around White county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.51% | 92.50% | 92.77% | 91.85% | 92.57% | 91.60% | 89.50% | 89.34% | 88.83% |
| avg mortgage rate | 6.38% | 4.49% | 2.96% | 3.37% | 4.35% | 4.60% | 4.12% | 3.84% | 4.01% |
| % 15 year fixed mortgage | 4.73% | 5.30% | 5.79% | 6.74% | 5.47% | 6.47% | 8.20% | 8.07% | 8.63% |
| avg mortgage rate | 5.54% | 3.78% | 2.35% | 2.86% | 3.74% | 3.99% | 3.42% | 3.10% | 3.24% |
| Avg credit score | 769.78 | 768.46 | 761.91 | 755.34 | 756.81 | 773.05 | 765.33 | 751.39 | 757.66 |
| Avg LTV (loan to value) | 78.71% | 81.57% | 83.64% | 84.51% | 83.68% | 81.67% | 83.20% | 83.72% | 82.69% |
| Avg DTI (debt to income) | 34.94 | 33.94 | 31.91 | 32.16 | 33.32 | 32.41 | 31.88 | 30.74 | 30.10 |
| % First time homebuyer | 36.43% | 32.19% | 29.30% | 35.53% | 34.99% | 27.09% | 23.74% | 27.88% | 25.60% |
| Avg mortgage insurance % | 12.42% | 13.13% | 14.47% | 15.13% | 13.83% | 12.11% | 13.35% | 13.94% | 12.83% |
Best Mortgage Brokers around Searcy, Arkansas 72145
For those searching for a new home in Searcy, we have compiled a list of the top mortgage brokers located in and around Searcy, Arkansas 72145 to assist you with your search.
Name
Address
Contact
First Security Bank
110 Bailey St
Searcy AR 72145
(501) 323-4511
Guardian Home Mortgage
1507 E Race Ave
Searcy AR 72145
(501) 279-9994
Simmons First Mortgage
705 W Beebe Capps Expy
Searcy AR 72145
(501) 279-7799
owen.mcnulty@raymondjames.com
ENG Lending
1516 E Race Ave
Searcy AR 72145
(501) 279-7105
http://www.englending.com/
Bank of Little Rock Mortgage
5601 John F Kennedy Blvd
North Little Rock AR 72145
(501) 753-6629
lswearingn@bankoflittlerock.co
Address
110 Bailey St
Searcy AR
Contact
(501) 323-4511
Address
1507 E Race Ave
Searcy AR
Contact
(501) 279-9994
Address
705 W Beebe Capps Expy
Searcy AR
Contact
(501) 279-7799
owen.mcnulty@raymondjames.com