Compare Today’s Mortgage Rates for Stephens, Arkansas
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Stephens, Arkansas 71764. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $1,368 or $4 / month in Stephens and surrounding areas of Ouachita county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Stephens, Arkansas 71764.
Summary of Average Mortgage Terms in Stephens, Arkansas 71764
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Stephens, AR
To forecast and predict mortgage rates in Stephens, AR 71764, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Stephens, Arkansas 71764 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Stephens, Arkansas and around Ouachita county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 75.76% | 79.31% | 72.00% | 85.00% | 75.00% | 80.36% | 88.89% | 75.00% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 3.93% | 4.44% | 4.19% | 3.94% | 3.94% |
| % 15 year fixed mortgage | 12.12% | 20.69% | 16.00% | 10.00% | 21.43% | 17.86% | 8.89% | 25.00% |
| avg mortgage rate | 4.44% | 4.19% | 3.41% | 2.88% | 3.43% | 3.15% | 3.13% | 3.54% |
| Avg credit score | 770.94 | 749.07 | 751.88 | 751.05 | 758.45 | 741.39 | 745.58 | 740.83 |
| Avg LTV (loan to value) | 77.73% | 79.00% | 87.48% | 82.55% | 83.54% | 84.48% | 84.91% | 84.50% |
| Avg DTI (debt to income) | 26.58 | 27.34 | 28.08 | 29.60 | 30.02 | 27.21 | 31.38 | 28.75 |
| % First time homebuyer | 24.24% | 41.38% | 24.00% | 20.00% | 28.57% | 35.71% | 13.33% | 16.67% |
| Avg mortgage insurance % | 6.82% | 6.07% | 16.92% | 11.25% | 13.91% | 16.39% | 17.60% | 15.83% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Stephens, Arkansas 71764
If you’re looking to buy a new home in Stephens, we have compiled a list of the leading mortgage brokers around Stephens, Arkansas 71764 to help you with your search.
Name
Address
Contact
Farm Credit Service
2305 Trinity Blvd
Texarkana AR 71764
(870) 772-1882
http://farmcreditnetwork.com
Rac Acceptance
800 East St
Texarkana AR 71764
(870) 773-7333
http://www6.rentacenter.com
Wells Fargo Home Mortgage
1301 Arkansas Blvd
Texarkana AR 71764
(903) 223-1549
http://www.wellsfargo.com/mortgage/
Highlands Residential Mortgage
4613 Parkway Dr
Texarkana AR 71764
(501) 246-0861
Farm Credit Service
1722 E 3rd St
Hope AR 71764
(870) 777-6704
http://www.myaglender.com/
Address
2305 Trinity Blvd
Texarkana AR
Contact
(870) 772-1882
http://farmcreditnetwork.com
Address
800 East St
Texarkana AR
Contact
(870) 773-7333
http://www6.rentacenter.com
Address
1301 Arkansas Blvd
Texarkana AR
Contact
(903) 223-1549
http://www.wellsfargo.com/mortgage/