Compare Today’s Mortgage Rates for Cottonwood, Arizona

Pureloan searches mortgage lenders and major banks in Cottonwood, Arizona 86326 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,999 or $25 / month is expected in Cottonwood and other areas of Yavapai county.

Pureloan’s search engine explores all home mortgage options in Cottonwood, Arizona 86326, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Cottonwood, Arizona 86326

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cottonwood, AZ 86326, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cottonwood, Arizona 86326 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cottonwood, Arizona and around Yavapai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.99% 91.88% 89.13% 88.92% 90.67% 91.42% 93.38% 90.60%
avg mortgage rate 4.99% 4.72% 3.91% 4.05% 4.49% 4.21% 4.02% 4.28%
% 15 year fixed mortgage 7.32% 6.44% 8.70% 9.46% 8.40% 7.17% 5.50% 8.39%
avg mortgage rate 4.41% 3.86% 3.26% 3.19% 3.55% 3.35% 3.28% 3.42%
Avg credit score 760.65 764.99 763.34 762.53 757.13 757.21 754.27 751.49
Avg LTV (loan to value) 74.32% 76.55% 78.45% 79.00% 80.29% 81.28% 81.29% 79.38%
Avg DTI (debt to income) 34.41 33.39 33.21 33.06 34.00 33.94 35.13 34.89
% First time homebuyer 35.70% 33.33% 29.50% 32.97% 34.84% 41.07% 37.60% 31.88%
Avg mortgage insurance % 2.57% 5.36% 7.31% 7.81% 9.61% 11.33% 10.21% 9.35%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cottonwood, Arizona 86326

If you’re looking to buy a new home in Cottonwood, we have compiled a list of the leading mortgage brokers around Cottonwood, Arizona 86326 to help you with your search.

Name
Address
Contact

Metro Loan & Lease

792 E State Route

Cottonwood AZ 86326

(928) 634-3656

Check 'n Go

1100 S State Route 260

Cottonwood AZ 86326

(928) 639-2666

customerservice@checkngo.com

Auto Title Loans

895 S Main St

Cottonwood AZ 86326

(928) 634-9507

http://www.painteddesertloans.com/

Fast Payday Loans

841 S Main St

Cottonwood AZ 86326

(928) 646-8602

http://www.titleandpaydayloans.com

Ace Cash Express

989 S Main St

Cottonwood AZ 86326

(928) 639-1000

customerservice@acecashexpress.com

Address

792 E State Route

Cottonwood AZ

Contact

(928) 634-3656

Address

1100 S State Route 260

Cottonwood AZ

Contact

(928) 639-2666

customerservice@checkngo.com

Address

895 S Main St

Cottonwood AZ

Contact

(928) 634-9507

http://www.painteddesertloans.com/

News on Mortgages and Reverse Mortgages for Cottonwood, Arizona 86326