Compare Today’s Mortgage Rates for Elgin, Arizona
Pureloan searches mortgage lenders and major banks in Elgin, Arizona 85611 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,639 or $43 / month is expected in Elgin and other areas of Santa Cruz county.
Pureloan’s search engine explores all home mortgage options in Elgin, Arizona 85611, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Elgin, Arizona 85611
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Elgin, AZ 85611, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Elgin, Arizona 85611 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Elgin, Arizona and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.01% | 89.62% | 88.61% | 88.54% | 92.12% | 91.07% | 93.03% | 93.28% |
| avg mortgage rate | 5.03% | 4.79% | 3.97% | 4.06% | 4.54% | 4.19% | 4.02% | 4.29% |
| % 15 year fixed mortgage | 7.85% | 8.74% | 10.01% | 10.38% | 7.11% | 7.41% | 5.92% | 5.41% |
| avg mortgage rate | 4.40% | 4.01% | 3.32% | 3.15% | 3.54% | 3.29% | 3.22% | 3.52% |
| Avg credit score | 761.85 | 763.07 | 762.15 | 759.43 | 752.00 | 750.70 | 749.96 | 749.93 |
| Avg LTV (loan to value) | 75.44% | 77.73% | 79.13% | 79.73% | 80.75% | 81.60% | 81.79% | 81.78% |
| Avg DTI (debt to income) | 33.52 | 32.98 | 32.88 | 33.06 | 34.11 | 34.46 | 34.72 | 35.05 |
| % First time homebuyer | 28.97% | 24.97% | 28.80% | 29.50% | 33.94% | 38.89% | 37.95% | 37.40% |
| Avg mortgage insurance % | 2.95% | 4.94% | 8.09% | 8.64% | 10.70% | 12.02% | 11.88% | 11.88% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Elgin, Arizona 85611
If you’re looking to buy a new home in Elgin, we have compiled a list of the leading mortgage brokers around Elgin, Arizona 85611 to help you with your search.
Wells Fargo Home Mortgage
101 S La Canada Dr
Green Valley AZ 85611
(520) 393-1204
http://www.wellsfargo.com/mortgage/
Sunstreet Mortgage
1325 W Duval Mine Rd
Green Valley AZ 85611
(520) 625-9493
Wells Fargo Home Mortgage
1015 N La Canada Dr
Green Valley AZ 85611
(520) 393-1204
http://www.wellsfargo.com/mortgage/
Casa Terra Mortgage Funding
240 W Paseo Del Chino
Green Valley AZ 85611
(520) 548-4138
Pacific Coast Mortgage
101 S La Canada Dr
Green Valley AZ 85611
(520) 393-0500
http://www.pcmaz.com
Address
101 S La Canada Dr
Green Valley AZ
Contact
(520) 393-1204
http://www.wellsfargo.com/mortgage/
Address
1325 W Duval Mine Rd
Green Valley AZ
Contact
(520) 625-9493
Address
1015 N La Canada Dr
Green Valley AZ
Contact
(520) 393-1204
http://www.wellsfargo.com/mortgage/