Compare Today’s Mortgage Rates for Gilbert, Arizona

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gilbert, Arizona 85298. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,639 or $43 / month in Gilbert and surrounding areas of Maricopa county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gilbert, Arizona 85298.

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Summary of Average Mortgage Terms in Gilbert, Arizona 85298

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gilbert, AZ 85298, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Gilbert, Arizona 85298 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Gilbert, Arizona and around Maricopa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.01% 89.62% 88.61% 88.54% 92.12% 91.07% 93.03% 93.28%
avg mortgage rate 5.03% 4.79% 3.97% 4.06% 4.54% 4.19% 4.02% 4.29%
% 15 year fixed mortgage 7.85% 8.74% 10.01% 10.38% 7.11% 7.41% 5.92% 5.41%
avg mortgage rate 4.40% 4.01% 3.32% 3.15% 3.54% 3.29% 3.22% 3.52%
Avg credit score 761.85 763.07 762.15 759.43 752.00 750.70 749.96 749.93
Avg LTV (loan to value) 75.44% 77.73% 79.13% 79.73% 80.75% 81.60% 81.79% 81.78%
Avg DTI (debt to income) 33.52 32.98 32.88 33.06 34.11 34.46 34.72 35.05
% First time homebuyer 28.97% 24.97% 28.80% 29.50% 33.94% 38.89% 37.95% 37.40%
Avg mortgage insurance % 2.95% 4.94% 8.09% 8.64% 10.70% 12.02% 11.88% 11.88%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gilbert, Arizona 85298

If you’re looking to buy a new home in Gilbert, we have compiled a list of the leading mortgage brokers around Gilbert, Arizona 85298 to help you with your search.

Name
Address
Contact

La Mirada at Seville by Shea Homes

3383 E Sports Dr

Gilbert AZ 85298

(888) 292-1705

http://www.sheahomes.com/

Pinnacle Insurance Group

17933 E Sanoque Blvd

Gilbert AZ 85298

(480) 474-0334

arizonahomeloans@gmail.com

La Quintana at Seville by Shea Homes

6557 S San Jacinto St

Gilbert AZ 85298

(888) 292-1705

http://www.sheahomes.com/

Team Work Mortgage

4058 E Sourwood Dr

Gilbert AZ 85298

(480) 635-1101

http://teamworkmtg.com

GE Commercial Distribution Finance

3316 E Vallejo Ct

Gilbert AZ 85298

(480) 883-3828

Address

3383 E Sports Dr

Gilbert AZ

Contact

(888) 292-1705

http://www.sheahomes.com/

Address

17933 E Sanoque Blvd

Gilbert AZ

Contact

(480) 474-0334

arizonahomeloans@gmail.com

Address

6557 S San Jacinto St

Gilbert AZ

Contact

(888) 292-1705

http://www.sheahomes.com/

News on Mortgages and Reverse Mortgages for Gilbert, Arizona 85298