Compare Today’s Mortgage Rates for Joseph City, Arizona
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Joseph City, Arizona 86032. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,223 or $6 / month in Joseph City and other areas of Navajo county.
Our search engine explores all home mortgage options in Joseph City, Arizona 86032, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Joseph City, Arizona 86032


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Joseph City, AZ 86032, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Joseph City, Arizona 86032 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Joseph City, Arizona and around Navajo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 91.99% | 91.88% | 89.13% | 88.92% | 90.67% | 91.42% | 93.38% | 90.60% |
avg mortgage rate | 4.99% | 4.72% | 3.91% | 4.05% | 4.49% | 4.21% | 4.02% | 4.28% |
% 15 year fixed mortgage | 7.32% | 6.44% | 8.70% | 9.46% | 8.40% | 7.17% | 5.50% | 8.39% |
avg mortgage rate | 4.41% | 3.86% | 3.26% | 3.19% | 3.55% | 3.35% | 3.28% | 3.42% |
Avg credit score | 760.65 | 764.99 | 763.34 | 762.53 | 757.13 | 757.21 | 754.27 | 751.49 |
Avg LTV (loan to value) | 74.32% | 76.55% | 78.45% | 79.00% | 80.29% | 81.28% | 81.29% | 79.38% |
Avg DTI (debt to income) | 34.41 | 33.39 | 33.21 | 33.06 | 34.00 | 33.94 | 35.13 | 34.89 |
% First time homebuyer | 35.70% | 33.33% | 29.50% | 32.97% | 34.84% | 41.07% | 37.60% | 31.88% |
Avg mortgage insurance % | 2.57% | 5.36% | 7.31% | 7.81% | 9.61% | 11.33% | 10.21% | 9.35% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Joseph City, Arizona 86032
If you’re looking to buy a new home in Joseph City, we have compiled a list of the leading mortgage brokers around Joseph City, Arizona 86032 to help you with your search.
Loanmax Title Loans
820 E Route 66
Flagstaff AZ 86032
(928) 779-6359
https://www.loanmaxtitleloans.net/Locations/ARIZONA/Flagstaff/820-E-Route-66
Prime Lending
401 N San Francisco St
Flagstaff AZ 86032
(928) 779-9500
Academy Mortgage - Flagstaff
2076 S Woodlands Village Blvd
Flagstaff AZ 86032
(928) 226-6908
contact@academymortgage.com
TitleMax Title Loans
418 E Route 66
Flagstaff AZ 86032
(928) 213-0440
webinquiries@titlemax.com
OneMain Financial
1000 N Humphreys St
Flagstaff AZ 86032
(928) 214-9550
http://branches.onemainfinancial.com/az/flagstaff/1000-n-humphreys-ste-126.html
Address
820 E Route 66
Flagstaff AZ
Contact
(928) 779-6359
https://www.loanmaxtitleloans.net/Locations/ARIZONA/Flagstaff/820-E-Route-66
Address
401 N San Francisco St
Flagstaff AZ
Contact
(928) 779-9500
Address
2076 S Woodlands Village Blvd
Flagstaff AZ
Contact
(928) 226-6908
contact@academymortgage.com