Compare Today’s Mortgage Rates for Joseph City, Arizona

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Joseph City, Arizona 86032. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,223 or $6 / month in Joseph City and other areas of Navajo county.

Our search engine explores all home mortgage options in Joseph City, Arizona 86032, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Joseph City, Arizona 86032

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Joseph City, AZ 86032, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Joseph City, Arizona 86032 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Joseph City, Arizona and around Navajo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.99% 91.88% 89.13% 88.92% 90.67% 91.42% 93.38% 90.60%
avg mortgage rate 4.99% 4.72% 3.91% 4.05% 4.49% 4.21% 4.02% 4.28%
% 15 year fixed mortgage 7.32% 6.44% 8.70% 9.46% 8.40% 7.17% 5.50% 8.39%
avg mortgage rate 4.41% 3.86% 3.26% 3.19% 3.55% 3.35% 3.28% 3.42%
Avg credit score 760.65 764.99 763.34 762.53 757.13 757.21 754.27 751.49
Avg LTV (loan to value) 74.32% 76.55% 78.45% 79.00% 80.29% 81.28% 81.29% 79.38%
Avg DTI (debt to income) 34.41 33.39 33.21 33.06 34.00 33.94 35.13 34.89
% First time homebuyer 35.70% 33.33% 29.50% 32.97% 34.84% 41.07% 37.60% 31.88%
Avg mortgage insurance % 2.57% 5.36% 7.31% 7.81% 9.61% 11.33% 10.21% 9.35%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Joseph City, Arizona 86032

If you’re looking to buy a new home in Joseph City, we have compiled a list of the leading mortgage brokers around Joseph City, Arizona 86032 to help you with your search.

Name
Address
Contact

Loanmax Title Loans

820 E Route 66

Flagstaff AZ 86032

(928) 779-6359

https://www.loanmaxtitleloans.net/Locations/ARIZONA/Flagstaff/820-E-Route-66

Prime Lending

401 N San Francisco St

Flagstaff AZ 86032

(928) 779-9500

Academy Mortgage - Flagstaff

2076 S Woodlands Village Blvd

Flagstaff AZ 86032

(928) 226-6908

contact@academymortgage.com

TitleMax Title Loans

418 E Route 66

Flagstaff AZ 86032

(928) 213-0440

webinquiries@titlemax.com

OneMain Financial

1000 N Humphreys St

Flagstaff AZ 86032

(928) 214-9550

http://branches.onemainfinancial.com/az/flagstaff/1000-n-humphreys-ste-126.html

Address

820 E Route 66

Flagstaff AZ

Contact

(928) 779-6359

https://www.loanmaxtitleloans.net/Locations/ARIZONA/Flagstaff/820-E-Route-66

Address

401 N San Francisco St

Flagstaff AZ

Contact

(928) 779-9500

Address

2076 S Woodlands Village Blvd

Flagstaff AZ

Contact

(928) 226-6908

contact@academymortgage.com

News on Mortgages and Reverse Mortgages for Joseph City, Arizona 86032