Compare Today’s Mortgage Rates in Lake Montezuma, Arizona 86342
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lake Montezuma, Arizona 86342.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lake Montezuma, Arizona 86342. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,753 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Lake Montezuma and other areas of Yavapai county.
Summary of Average Mortgages in Lake Montezuma, Arizona 86342
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Interactive Mortgage Rate Projections for Lake Montezuma, Arizona 86342
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lake Montezuma, AZ 86342. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lake Montezuma, Arizona 86342 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lake Montezuma, Arizona and around Yavapai county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.93% | 94.70% | 95.44% | 95.49% | 93.13% | 93.78% | 94.51% | 94.00% | 90.12% |
avg mortgage rate | 6.47% | 4.59% | 3.12% | 3.47% | 4.58% | 4.71% | 4.30% | 4.01% | 4.20% |
% 15 year fixed mortgage | 2.76% | 4.48% | 4.04% | 3.77% | 4.97% | 5.07% | 4.95% | 4.59% | 8.21% |
avg mortgage rate | 5.54% | 3.81% | 2.48% | 2.99% | 3.96% | 4.10% | 3.66% | 3.28% | 3.46% |
Avg credit score | 761.00 | 775.64 | 772.60 | 766.69 | 763.72 | 762.38 | 763.24 | 762.87 | 766.24 |
Avg LTV (loan to value) | 70.86% | 71.21% | 72.94% | 73.77% | 72.94% | 71.25% | 73.83% | 74.83% | 73.22% |
Avg DTI (debt to income) | 37.47 | 36.79 | 35.51 | 34.88 | 36.16 | 36.24 | 35.22 | 35.01 | 35.06 |
% First time homebuyer | 27.91% | 22.03% | 20.25% | 18.36% | 16.64% | 15.02% | 11.90% | 17.58% | 12.92% |
Avg mortgage insurance % | 8.40% | 7.32% | 6.81% | 7.32% | 6.69% | 5.20% | 5.94% | 6.20% | 5.95% |
Best Mortgage Brokers around Lake Montezuma, Arizona 86342
For those searching for a new home in Lake Montezuma, we have compiled a list of the top mortgage brokers located in and around Lake Montezuma, Arizona 86342 to assist you with your search.
Wells Fargo Home Mortgage
600 E Gurley St
Prescott AZ 86342
(928) 541-8682
http://www.wellsfargo.com/mortgage/
Smart Mortgage
1701 N Emerald Dr
Prescott AZ 86342
(888) 494-4795
info@enterhm.com
Fast Auto Loans
1106 E Gurley St
Prescott AZ 86342
(928) 350-8910
kmichels333@aol.com
Ace Cash Express
621 Miller Valley Rd
Prescott AZ 86342
(928) 777-0039
customerservice@acecashexpress.com
Suburban Mortgage
222 W Gurley St
Prescott AZ 86342
(928) 237-1886
http://www.submort.com/
Address
600 E Gurley St
Prescott AZ
Contact
(928) 541-8682
http://www.wellsfargo.com/mortgage/
Address
1701 N Emerald Dr
Prescott AZ
Contact
(888) 494-4795
info@enterhm.com
Address
1106 E Gurley St
Prescott AZ
Contact
(928) 350-8910
kmichels333@aol.com