Compare Today’s Mortgage Rates for Lake Montezuma, Arizona

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lake Montezuma, Arizona 86342. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,184 or $14 / month in Lake Montezuma and surrounding areas of Yavapai county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lake Montezuma, Arizona 86342.

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Summary of Average Mortgage Terms in Lake Montezuma, Arizona 86342

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lake Montezuma, AZ 86342, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lake Montezuma, Arizona 86342 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lake Montezuma, Arizona and around Yavapai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.99% 91.88% 89.13% 88.92% 90.67% 91.42% 93.38% 90.60%
avg mortgage rate 4.99% 4.72% 3.91% 4.05% 4.49% 4.21% 4.02% 4.28%
% 15 year fixed mortgage 7.32% 6.44% 8.70% 9.46% 8.40% 7.17% 5.50% 8.39%
avg mortgage rate 4.41% 3.86% 3.26% 3.19% 3.55% 3.35% 3.28% 3.42%
Avg credit score 760.65 764.99 763.34 762.53 757.13 757.21 754.27 751.49
Avg LTV (loan to value) 74.32% 76.55% 78.45% 79.00% 80.29% 81.28% 81.29% 79.38%
Avg DTI (debt to income) 34.41 33.39 33.21 33.06 34.00 33.94 35.13 34.89
% First time homebuyer 35.70% 33.33% 29.50% 32.97% 34.84% 41.07% 37.60% 31.88%
Avg mortgage insurance % 2.57% 5.36% 7.31% 7.81% 9.61% 11.33% 10.21% 9.35%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lake Montezuma, Arizona 86342

If you’re looking to buy a new home in Lake Montezuma, we have compiled a list of the leading mortgage brokers around Lake Montezuma, Arizona 86342 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

600 E Gurley St

Prescott AZ 86342

(928) 541-8682

http://www.wellsfargo.com/mortgage/

Smart Mortgage

1701 N Emerald Dr

Prescott AZ 86342

(888) 494-4795

info@enterhm.com

Fast Auto Loans

1106 E Gurley St

Prescott AZ 86342

(928) 350-8910

kmichels333@aol.com

Ace Cash Express

621 Miller Valley Rd

Prescott AZ 86342

(928) 777-0039

customerservice@acecashexpress.com

Suburban Mortgage

222 W Gurley St

Prescott AZ 86342

(928) 237-1886

http://www.submort.com/

Address

600 E Gurley St

Prescott AZ

Contact

(928) 541-8682

http://www.wellsfargo.com/mortgage/

Address

1701 N Emerald Dr

Prescott AZ

Contact

(888) 494-4795

info@enterhm.com

Address

1106 E Gurley St

Prescott AZ

Contact

(928) 350-8910

kmichels333@aol.com

News on Mortgages and Reverse Mortgages for Lake Montezuma, Arizona 86342