Compare Today’s Mortgage Rates in Phoenix, Arizona 85073
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Phoenix, Arizona 85073.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,100 over the lifetime of your 30-year fixed loan, or a monthly savings of $28 in Phoenix and other areas of Maricopa county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Phoenix, Arizona 85073
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Phoenix, Arizona 85073
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Phoenix, AZ 85073. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Phoenix, Arizona 85073 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Phoenix, Arizona and around Maricopa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.18% | 96.64% | 96.69% | 95.15% | 94.75% | 92.81% | 93.19% | 93.37% | 93.18% |
avg mortgage rate | 6.41% | 4.51% | 3.08% | 3.50% | 4.52% | 4.74% | 4.34% | 4.05% | 4.21% |
% 15 year fixed mortgage | 2.49% | 2.59% | 2.75% | 3.56% | 4.34% | 5.72% | 5.68% | 5.53% | 5.60% |
avg mortgage rate | 5.66% | 3.61% | 2.42% | 2.98% | 3.82% | 4.00% | 3.57% | 3.26% | 3.35% |
Avg credit score | 761.33 | 759.42 | 763.67 | 757.46 | 750.87 | 752.76 | 753.14 | 749.78 | 750.70 |
Avg LTV (loan to value) | 82.56% | 81.69% | 82.98% | 83.74% | 83.17% | 80.78% | 82.07% | 82.62% | 82.43% |
Avg DTI (debt to income) | 38.80 | 37.02 | 34.81 | 35.03 | 36.08 | 35.67 | 34.76 | 34.35 | 34.23 |
% First time homebuyer | 50.42% | 44.77% | 44.37% | 45.61% | 45.13% | 35.12% | 34.12% | 34.67% | 36.48% |
Avg mortgage insurance % | 15.47% | 13.40% | 13.74% | 14.28% | 13.42% | 11.18% | 12.15% | 12.90% | 12.71% |
Best Mortgage Brokers around Phoenix, Arizona 85073
For those searching for a new home in Phoenix, we have compiled a list of the top mortgage brokers located in and around Phoenix, Arizona 85073 to assist you with your search.
Name
Address
Contact
Universal Mortgage and Lending
13825 N 7th St
Phoenix AZ 85073
(602) 843-2036
http://universalmortgage.org
602 Low Rate
630 E Winged Foot Rd
Phoenix AZ 85073
(602) 569-7283
Bma
14001 N 7th St
Phoenix AZ 85073
(602) 993-4119
Millennium Commercial Development
14620 N Cave Creek Rd
Phoenix AZ 85073
(602) 404-4343
Deines McCutcheon Mortgage Co.
14040 N Cave Creek Rd
Phoenix AZ 85073
(602) 482-5060
http://www.azlender.com/
Address
13825 N 7th St
Phoenix AZ
Contact
(602) 843-2036
http://universalmortgage.org
Address
630 E Winged Foot Rd
Phoenix AZ
Contact
(602) 569-7283
Address
14001 N 7th St
Phoenix AZ
Contact
(602) 993-4119