Compare Today’s Mortgage Rates for Phoenix, Arizona

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Phoenix, Arizona 85074. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,678 or $27 / month in Phoenix and other areas of Maricopa county.

Our search engine explores all home mortgage options in Phoenix, Arizona 85074, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Phoenix, Arizona 85074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Phoenix, AZ

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Phoenix, AZ 85074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Phoenix, AZ

Historical Mortgage Rates for Phoenix, Arizona 85074 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Phoenix, Arizona and around Maricopa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.01% 89.62% 88.61% 88.54% 92.12% 91.07% 93.03% 93.28%
avg mortgage rate 5.03% 4.79% 3.97% 4.06% 4.54% 4.19% 4.02% 4.29%
% 15 year fixed mortgage 7.85% 8.74% 10.01% 10.38% 7.11% 7.41% 5.92% 5.41%
avg mortgage rate 4.40% 4.01% 3.32% 3.15% 3.54% 3.29% 3.22% 3.52%
Avg credit score 761.85 763.07 762.15 759.43 752.00 750.70 749.96 749.93
Avg LTV (loan to value) 75.44% 77.73% 79.13% 79.73% 80.75% 81.60% 81.79% 81.78%
Avg DTI (debt to income) 33.52 32.98 32.88 33.06 34.11 34.46 34.72 35.05
% First time homebuyer 28.97% 24.97% 28.80% 29.50% 33.94% 38.89% 37.95% 37.40%
Avg mortgage insurance % 2.95% 4.94% 8.09% 8.64% 10.70% 12.02% 11.88% 11.88%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Phoenix, Arizona 85074

If you’re looking to buy a new home in Phoenix, we have compiled a list of the leading mortgage brokers around Phoenix, Arizona 85074 to help you with your search.

Name
Address
Contact

Sally Branch

3800 N Central Ave

Phoenix AZ 85074

(602) 212-2813

sally.branch@usbank.com

Auto Title Loans USA

4600 E Washington St

Phoenix AZ 85074

(602) 428-6833

info@phoenixtitleloan.com

Prestamos Small Bus Lending

1122 E Buckeye Rd

Phoenix AZ 85074

(602) 258-9911

Family Products

2406 S 24th St

Phoenix AZ 85074

(602) 648-5800

Seacoast Sba Div

2575 E Camelback Rd

Phoenix AZ 85074

(602) 387-5117

Address

3800 N Central Ave

Phoenix AZ

Contact

(602) 212-2813

sally.branch@usbank.com

Address

4600 E Washington St

Phoenix AZ

Contact

(602) 428-6833

info@phoenixtitleloan.com

Address

1122 E Buckeye Rd

Phoenix AZ

Contact

(602) 258-9911

News on Mortgages and Reverse Mortgages for Phoenix, Arizona 85074