Compare Today’s Mortgage Rates for Prescott, Arizona
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Prescott, Arizona 86305. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $14,159 or $39 / month in Prescott and other areas of Yavapai county.
Our search engine explores all home mortgage options in Prescott, Arizona 86305, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Prescott, Arizona 86305
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Prescott, Arizona 86305
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Prescott, AZ
To forecast and predict mortgage rates in Prescott, AZ 86305, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Prescott, Arizona 86305 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Prescott, Arizona and around Yavapai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.99% | 91.88% | 89.13% | 88.92% | 90.67% | 91.42% | 93.38% | 90.60% |
| avg mortgage rate | 4.99% | 4.72% | 3.91% | 4.05% | 4.49% | 4.21% | 4.02% | 4.28% |
| % 15 year fixed mortgage | 7.32% | 6.44% | 8.70% | 9.46% | 8.40% | 7.17% | 5.50% | 8.39% |
| avg mortgage rate | 4.41% | 3.86% | 3.26% | 3.19% | 3.55% | 3.35% | 3.28% | 3.42% |
| Avg credit score | 760.65 | 764.99 | 763.34 | 762.53 | 757.13 | 757.21 | 754.27 | 751.49 |
| Avg LTV (loan to value) | 74.32% | 76.55% | 78.45% | 79.00% | 80.29% | 81.28% | 81.29% | 79.38% |
| Avg DTI (debt to income) | 34.41 | 33.39 | 33.21 | 33.06 | 34.00 | 33.94 | 35.13 | 34.89 |
| % First time homebuyer | 35.70% | 33.33% | 29.50% | 32.97% | 34.84% | 41.07% | 37.60% | 31.88% |
| Avg mortgage insurance % | 2.57% | 5.36% | 7.31% | 7.81% | 9.61% | 11.33% | 10.21% | 9.35% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Prescott, Arizona 86305
If you’re looking to buy a new home in Prescott, we have compiled a list of the leading mortgage brokers around Prescott, Arizona 86305 to help you with your search.
Name
Address
Contact
Noteworld
115 S McCormick St
Prescott AZ 86305
(928) 777-2405
http://noteworld.com
Liberty One Lending
222 S Cortez St
Prescott AZ 86305
(928) 443-1097
Lennox Group Southwest
1406 Haisley Ct
Prescott AZ 86305
(928) 717-0141
Theresa Baca - Wallick & Volk Mortgage
3767 Karicio Ln
Prescott AZ 86305
(928) 713-4239
http://www.theresabaca.wvmbprescott.com/
Mountain Country Mortgage
141 S McCormick St
Prescott AZ 86305
(928) 777-8971
contact@academymortgage.com
Address
115 S McCormick St
Prescott AZ
Contact
(928) 777-2405
http://noteworld.com
Address
222 S Cortez St
Prescott AZ
Contact
(928) 443-1097
Address
1406 Haisley Ct
Prescott AZ
Contact
(928) 717-0141