Compare Today’s Mortgage Rates for Prescott, Arizona

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Prescott, Arizona 86313. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,714 or $49 / month in Prescott and surrounding areas of Yavapai county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prescott, Arizona 86313.

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Summary of Average Mortgage Terms in Prescott, Arizona 86313

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Prescott, AZ 86313, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Prescott, Arizona 86313 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Prescott, Arizona and around Yavapai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.99% 91.88% 89.13% 88.92% 90.67% 91.42% 93.38% 90.60%
avg mortgage rate 4.99% 4.72% 3.91% 4.05% 4.49% 4.21% 4.02% 4.28%
% 15 year fixed mortgage 7.32% 6.44% 8.70% 9.46% 8.40% 7.17% 5.50% 8.39%
avg mortgage rate 4.41% 3.86% 3.26% 3.19% 3.55% 3.35% 3.28% 3.42%
Avg credit score 760.65 764.99 763.34 762.53 757.13 757.21 754.27 751.49
Avg LTV (loan to value) 74.32% 76.55% 78.45% 79.00% 80.29% 81.28% 81.29% 79.38%
Avg DTI (debt to income) 34.41 33.39 33.21 33.06 34.00 33.94 35.13 34.89
% First time homebuyer 35.70% 33.33% 29.50% 32.97% 34.84% 41.07% 37.60% 31.88%
Avg mortgage insurance % 2.57% 5.36% 7.31% 7.81% 9.61% 11.33% 10.21% 9.35%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Prescott, Arizona 86313

If you’re looking to buy a new home in Prescott, we have compiled a list of the leading mortgage brokers around Prescott, Arizona 86313 to help you with your search.

Name
Address
Contact

Noteworld

115 S McCormick St

Prescott AZ 86313

(928) 777-2405

http://noteworld.com

Liberty One Lending

222 S Cortez St

Prescott AZ 86313

(928) 443-1097

Lennox Group Southwest

1406 Haisley Ct

Prescott AZ 86313

(928) 717-0141

Theresa Baca - Wallick & Volk Mortgage

3767 Karicio Ln

Prescott AZ 86313

(928) 713-4239

http://www.theresabaca.wvmbprescott.com/

Mountain Country Mortgage

141 S McCormick St

Prescott AZ 86313

(928) 777-8971

contact@academymortgage.com

Address

115 S McCormick St

Prescott AZ

Contact

(928) 777-2405

http://noteworld.com

Address

222 S Cortez St

Prescott AZ

Contact

(928) 443-1097

Address

1406 Haisley Ct

Prescott AZ

Contact

(928) 717-0141

News on Mortgages and Reverse Mortgages for Prescott, Arizona 86313