Compare Today’s Mortgage Rates for Prescott, Arizona
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Prescott, Arizona 86313. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,714 or $49 / month in Prescott and surrounding areas of Yavapai county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prescott, Arizona 86313.
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Summary of Average Mortgage Terms in Prescott, Arizona 86313
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Prescott, AZ 86313, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Prescott, Arizona 86313 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Prescott, Arizona and around Yavapai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.99% | 91.88% | 89.13% | 88.92% | 90.67% | 91.42% | 93.38% | 90.60% |
| avg mortgage rate | 4.99% | 4.72% | 3.91% | 4.05% | 4.49% | 4.21% | 4.02% | 4.28% |
| % 15 year fixed mortgage | 7.32% | 6.44% | 8.70% | 9.46% | 8.40% | 7.17% | 5.50% | 8.39% |
| avg mortgage rate | 4.41% | 3.86% | 3.26% | 3.19% | 3.55% | 3.35% | 3.28% | 3.42% |
| Avg credit score | 760.65 | 764.99 | 763.34 | 762.53 | 757.13 | 757.21 | 754.27 | 751.49 |
| Avg LTV (loan to value) | 74.32% | 76.55% | 78.45% | 79.00% | 80.29% | 81.28% | 81.29% | 79.38% |
| Avg DTI (debt to income) | 34.41 | 33.39 | 33.21 | 33.06 | 34.00 | 33.94 | 35.13 | 34.89 |
| % First time homebuyer | 35.70% | 33.33% | 29.50% | 32.97% | 34.84% | 41.07% | 37.60% | 31.88% |
| Avg mortgage insurance % | 2.57% | 5.36% | 7.31% | 7.81% | 9.61% | 11.33% | 10.21% | 9.35% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Prescott, Arizona 86313
If you’re looking to buy a new home in Prescott, we have compiled a list of the leading mortgage brokers around Prescott, Arizona 86313 to help you with your search.
Name
Address
Contact
Noteworld
115 S McCormick St
Prescott AZ 86313
(928) 777-2405
http://noteworld.com
Liberty One Lending
222 S Cortez St
Prescott AZ 86313
(928) 443-1097
Lennox Group Southwest
1406 Haisley Ct
Prescott AZ 86313
(928) 717-0141
Theresa Baca - Wallick & Volk Mortgage
3767 Karicio Ln
Prescott AZ 86313
(928) 713-4239
http://www.theresabaca.wvmbprescott.com/
Mountain Country Mortgage
141 S McCormick St
Prescott AZ 86313
(928) 777-8971
contact@academymortgage.com
Address
115 S McCormick St
Prescott AZ
Contact
(928) 777-2405
http://noteworld.com
Address
222 S Cortez St
Prescott AZ
Contact
(928) 443-1097
Address
1406 Haisley Ct
Prescott AZ
Contact
(928) 717-0141