Compare Today’s Mortgage Rates in Prescott, Arizona 86302
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Prescott, Arizona 86302.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Prescott, Arizona 86302. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,506 over the lifetime of your mortgage, which translates to a monthly savings of $40 in Prescott and other areas of Yavapai county.
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Summary of Average Mortgages in Prescott, Arizona 86302
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Prescott, Arizona 86302
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Prescott, AZ 86302. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Prescott, Arizona 86302 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Prescott, Arizona and around Yavapai county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.93% | 94.70% | 95.44% | 95.49% | 93.13% | 93.78% | 94.51% | 94.00% | 90.12% |
avg mortgage rate | 6.47% | 4.59% | 3.12% | 3.47% | 4.58% | 4.71% | 4.30% | 4.01% | 4.20% |
% 15 year fixed mortgage | 2.76% | 4.48% | 4.04% | 3.77% | 4.97% | 5.07% | 4.95% | 4.59% | 8.21% |
avg mortgage rate | 5.54% | 3.81% | 2.48% | 2.99% | 3.96% | 4.10% | 3.66% | 3.28% | 3.46% |
Avg credit score | 761.00 | 775.64 | 772.60 | 766.69 | 763.72 | 762.38 | 763.24 | 762.87 | 766.24 |
Avg LTV (loan to value) | 70.86% | 71.21% | 72.94% | 73.77% | 72.94% | 71.25% | 73.83% | 74.83% | 73.22% |
Avg DTI (debt to income) | 37.47 | 36.79 | 35.51 | 34.88 | 36.16 | 36.24 | 35.22 | 35.01 | 35.06 |
% First time homebuyer | 27.91% | 22.03% | 20.25% | 18.36% | 16.64% | 15.02% | 11.90% | 17.58% | 12.92% |
Avg mortgage insurance % | 8.40% | 7.32% | 6.81% | 7.32% | 6.69% | 5.20% | 5.94% | 6.20% | 5.95% |
Best Mortgage Brokers around Prescott, Arizona 86302
For those searching for a new home in Prescott, we have compiled a list of the top mortgage brokers located in and around Prescott, Arizona 86302 to assist you with your search.
Name
Address
Contact
Noteworld
115 S McCormick St
Prescott AZ 86302
(928) 777-2405
http://noteworld.com
Liberty One Lending
222 S Cortez St
Prescott AZ 86302
(928) 443-1097
Lennox Group Southwest
1406 Haisley Ct
Prescott AZ 86302
(928) 717-0141
Theresa Baca - Wallick & Volk Mortgage
3767 Karicio Ln
Prescott AZ 86302
(928) 713-4239
http://www.theresabaca.wvmbprescott.com/
Mountain Country Mortgage
141 S McCormick St
Prescott AZ 86302
(928) 777-8971
contact@academymortgage.com
Address
115 S McCormick St
Prescott AZ
Contact
(928) 777-2405
http://noteworld.com
Address
222 S Cortez St
Prescott AZ
Contact
(928) 443-1097
Address
1406 Haisley Ct
Prescott AZ
Contact
(928) 717-0141