Compare Today’s Mortgage Rates for Prescott Valley, Arizona

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Prescott Valley, Arizona 86314. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,342 or $34 / month in Prescott Valley and other areas of Yavapai county.

Our search engine explores all home mortgage options in Prescott Valley, Arizona 86314, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Prescott Valley, Arizona 86314

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Prescott Valley, AZ 86314, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Prescott Valley, Arizona 86314 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Prescott Valley, Arizona and around Yavapai county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.99% 91.88% 89.13% 88.92% 90.67% 91.42% 93.38% 90.60%
avg mortgage rate 4.99% 4.72% 3.91% 4.05% 4.49% 4.21% 4.02% 4.28%
% 15 year fixed mortgage 7.32% 6.44% 8.70% 9.46% 8.40% 7.17% 5.50% 8.39%
avg mortgage rate 4.41% 3.86% 3.26% 3.19% 3.55% 3.35% 3.28% 3.42%
Avg credit score 760.65 764.99 763.34 762.53 757.13 757.21 754.27 751.49
Avg LTV (loan to value) 74.32% 76.55% 78.45% 79.00% 80.29% 81.28% 81.29% 79.38%
Avg DTI (debt to income) 34.41 33.39 33.21 33.06 34.00 33.94 35.13 34.89
% First time homebuyer 35.70% 33.33% 29.50% 32.97% 34.84% 41.07% 37.60% 31.88%
Avg mortgage insurance % 2.57% 5.36% 7.31% 7.81% 9.61% 11.33% 10.21% 9.35%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Prescott Valley, Arizona 86314

If you’re looking to buy a new home in Prescott Valley, we have compiled a list of the leading mortgage brokers around Prescott Valley, Arizona 86314 to help you with your search.

Name
Address
Contact

American General Financial Svc

2517 N Great Western Dr

Prescott Valley AZ 86314

(928) 759-0627

http://www.loansfast.com

Mountain Mortgage

8196 E Valley Rd

Prescott Valley AZ 86314

(928) 776-1980

Sequel Finance

2517 N Great Western Dr

Prescott Valley AZ 86314

(928) 772-4154

WJ Bradley Mortgage Capital Corporation

8196 E Valley Rd

Prescott Valley AZ 86314

(928) 775-9330

tiffany.taylor@wjbradley.com

Yavapai Federal Credit Union

8640 E State Route 69

Prescott Valley AZ 86314

(928) 775-3827

http://www.yavapaifcu.org

Address

2517 N Great Western Dr

Prescott Valley AZ

Contact

(928) 759-0627

http://www.loansfast.com

Address

8196 E Valley Rd

Prescott Valley AZ

Contact

(928) 776-1980

Address

2517 N Great Western Dr

Prescott Valley AZ

Contact

(928) 772-4154

News on Mortgages and Reverse Mortgages for Prescott Valley, Arizona 86314