Compare Today’s Mortgage Rates for Surprise, Arizona
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Surprise, Arizona 85379. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,036 or $28 / month in Surprise and other areas of Maricopa county.
Our search engine explores all home mortgage options in Surprise, Arizona 85379, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Surprise, Arizona 85379
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Surprise, AZ
To forecast and predict mortgage rates in Surprise, AZ 85379, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Surprise, Arizona 85379 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Surprise, Arizona and around Maricopa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.01% | 89.62% | 88.61% | 88.54% | 92.12% | 91.07% | 93.03% | 93.28% |
| avg mortgage rate | 5.03% | 4.79% | 3.97% | 4.06% | 4.54% | 4.19% | 4.02% | 4.29% |
| % 15 year fixed mortgage | 7.85% | 8.74% | 10.01% | 10.38% | 7.11% | 7.41% | 5.92% | 5.41% |
| avg mortgage rate | 4.40% | 4.01% | 3.32% | 3.15% | 3.54% | 3.29% | 3.22% | 3.52% |
| Avg credit score | 761.85 | 763.07 | 762.15 | 759.43 | 752.00 | 750.70 | 749.96 | 749.93 |
| Avg LTV (loan to value) | 75.44% | 77.73% | 79.13% | 79.73% | 80.75% | 81.60% | 81.79% | 81.78% |
| Avg DTI (debt to income) | 33.52 | 32.98 | 32.88 | 33.06 | 34.11 | 34.46 | 34.72 | 35.05 |
| % First time homebuyer | 28.97% | 24.97% | 28.80% | 29.50% | 33.94% | 38.89% | 37.95% | 37.40% |
| Avg mortgage insurance % | 2.95% | 4.94% | 8.09% | 8.64% | 10.70% | 12.02% | 11.88% | 11.88% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Surprise, Arizona 85379
If you’re looking to buy a new home in Surprise, we have compiled a list of the leading mortgage brokers around Surprise, Arizona 85379 to help you with your search.
Name
Address
Contact
West Coast Lending of Arizona
16527 W Cibola Ln
Surprise AZ 85379
(623) 455-3695
Reverse Mortgage Hall
14826 W Bajada Dr
Surprise AZ 85379
(623) 214-6663
Los Padres Mortgage
12211 W Bell Rd
Surprise AZ 85379
(623) 583-7357
Premier Mortgage Capital
12211 W Bell Rd
Surprise AZ 85379
(623) 505-3748
stephanie@azlendergirl.net
Progressive Mortgage Co.
12211 W Bell Rd
Surprise AZ 85379
(623) 476-5944
Address
16527 W Cibola Ln
Surprise AZ
Contact
(623) 455-3695
Address
14826 W Bajada Dr
Surprise AZ
Contact
(623) 214-6663
Address
12211 W Bell Rd
Surprise AZ
Contact
(623) 583-7357