Compare Today’s Mortgage Rates for Surprise, Arizona

Pureloan searches mortgage lenders and major banks in Surprise, Arizona 85388 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,519 or $32 / month is expected in Surprise and other areas of Maricopa county.

Pureloan’s search engine explores all home mortgage options in Surprise, Arizona 85388, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Surprise, Arizona 85388

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Surprise, AZ 85388, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Surprise, Arizona 85388 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Surprise, Arizona and around Maricopa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.01% 89.62% 88.61% 88.54% 92.12% 91.07% 93.03% 93.28%
avg mortgage rate 5.03% 4.79% 3.97% 4.06% 4.54% 4.19% 4.02% 4.29%
% 15 year fixed mortgage 7.85% 8.74% 10.01% 10.38% 7.11% 7.41% 5.92% 5.41%
avg mortgage rate 4.40% 4.01% 3.32% 3.15% 3.54% 3.29% 3.22% 3.52%
Avg credit score 761.85 763.07 762.15 759.43 752.00 750.70 749.96 749.93
Avg LTV (loan to value) 75.44% 77.73% 79.13% 79.73% 80.75% 81.60% 81.79% 81.78%
Avg DTI (debt to income) 33.52 32.98 32.88 33.06 34.11 34.46 34.72 35.05
% First time homebuyer 28.97% 24.97% 28.80% 29.50% 33.94% 38.89% 37.95% 37.40%
Avg mortgage insurance % 2.95% 4.94% 8.09% 8.64% 10.70% 12.02% 11.88% 11.88%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Surprise, Arizona 85388

If you’re looking to buy a new home in Surprise, we have compiled a list of the leading mortgage brokers around Surprise, Arizona 85388 to help you with your search.

Name
Address
Contact

West Coast Lending of Arizona

16527 W Cibola Ln

Surprise AZ 85388

(623) 455-3695

Reverse Mortgage Hall

14826 W Bajada Dr

Surprise AZ 85388

(623) 214-6663

Los Padres Mortgage

12211 W Bell Rd

Surprise AZ 85388

(623) 583-7357

Premier Mortgage Capital

12211 W Bell Rd

Surprise AZ 85388

(623) 505-3748

stephanie@azlendergirl.net

Progressive Mortgage Co.

12211 W Bell Rd

Surprise AZ 85388

(623) 476-5944

Address

16527 W Cibola Ln

Surprise AZ

Contact

(623) 455-3695

Address

14826 W Bajada Dr

Surprise AZ

Contact

(623) 214-6663

Address

12211 W Bell Rd

Surprise AZ

Contact

(623) 583-7357

News on Mortgages and Reverse Mortgages for Surprise, Arizona 85388