Compare Today’s Mortgage Rates in Yuma, Arizona 85369
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Yuma, Arizona 85369.
Our search engine thoroughly explores all home mortgage options in Yuma, Arizona 85369, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,866 in lifetime cash or $19 per month in Yuma and other areas of Yuma county.
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Summary of Average Mortgages in Yuma, Arizona 85369
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Yuma, Arizona 85369
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Yuma, AZ 85369. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Yuma, Arizona 85369 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Yuma, Arizona and around Yuma county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.20% | 95.85% | 96.11% | 94.05% | 94.60% | 93.32% | 92.95% | 93.49% | 91.22% |
| avg mortgage rate | 6.22% | 4.50% | 3.07% | 3.49% | 4.58% | 4.75% | 4.32% | 4.04% | 4.19% |
| % 15 year fixed mortgage | 2.35% | 3.31% | 3.21% | 4.73% | 4.10% | 5.43% | 5.94% | 5.50% | 7.54% |
| avg mortgage rate | 5.52% | 3.70% | 2.47% | 3.04% | 3.89% | 4.09% | 3.56% | 3.28% | 3.40% |
| Avg credit score | 754.75 | 754.78 | 755.77 | 755.26 | 750.25 | 754.58 | 750.73 | 751.78 | 754.87 |
| Avg LTV (loan to value) | 78.00% | 77.88% | 80.19% | 80.53% | 79.95% | 77.82% | 79.42% | 79.77% | 78.95% |
| Avg DTI (debt to income) | 39.32 | 37.65 | 35.72 | 35.97 | 37.02 | 36.55 | 35.78 | 35.27 | 34.61 |
| % First time homebuyer | 37.95% | 31.57% | 30.64% | 30.01% | 32.26% | 21.50% | 22.55% | 20.60% | 20.92% |
| Avg mortgage insurance % | 12.45% | 10.94% | 11.66% | 12.12% | 11.26% | 9.31% | 10.09% | 10.31% | 9.35% |
Best Mortgage Brokers around Yuma, Arizona 85369
For those searching for a new home in Yuma, we have compiled a list of the top mortgage brokers located in and around Yuma, Arizona 85369 to assist you with your search.
Name
Address
Contact
Check 'n Go
11274 S Fortuna Rd
Yuma AZ 85369
(928) 345-1660
customerservice@checkngo.com
Wells Fargo Home Mortgage
11411 S Fortuna Rd
Yuma AZ 85369
(928) 345-0275
http://www.wellsfargo.com/mortgage/
Ideal Financial Partners Limited
10827 S Calle Verde
Yuma AZ 85369
(928) 345-3000
American General Financial Svc
1150 S Castle Dome Ave
Yuma AZ 85369
(928) 329-7065
http://www.loansfast.com
Ace Cash Express
1630 S Pacific Ave
Yuma AZ 85369
(928) 329-4298
http://www.acecashexpress.com/
Address
11274 S Fortuna Rd
Yuma AZ
Contact
(928) 345-1660
customerservice@checkngo.com
Address
11411 S Fortuna Rd
Yuma AZ
Contact
(928) 345-0275
http://www.wellsfargo.com/mortgage/
Address
10827 S Calle Verde
Yuma AZ
Contact
(928) 345-3000