Compare Today’s Mortgage Rates for Alameda, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Alameda, California 94502. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $149,446 or $415 / month in Alameda and surrounding areas of Alameda county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Alameda, California 94502.
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Summary of Average Mortgage Terms in Alameda, California 94502
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Alameda, CA 94502, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Alameda, California 94502 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Alameda, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Alameda, California 94502
If you’re looking to buy a new home in Alameda, we have compiled a list of the leading mortgage brokers around Alameda, California 94502 to help you with your search.
Name
Address
Contact
Summit Funding
1151 Harbor Bay Pkwy
Alameda CA 94502
(510) 263-9943
Campbell-Harris Security Equipment
2209 Harbor Bay Pkwy
Alameda CA 94502
(510) 864-8010
http://www.cseco.com/
Unifi Group
2179 Harbor Bay Pkwy
Alameda CA 94502
(510) 769-8011
address@www.unifigroupinc.com
Sterling Mortgage
885 Island Dr
Alameda CA 94502
(510) 814-4700
http://www.sterlinghomeloan.com
Pathfinder Mortgage
512 Westline Dr
Alameda CA 94502
(510) 523-5101
Address
1151 Harbor Bay Pkwy
Alameda CA
Contact
(510) 263-9943
Address
2209 Harbor Bay Pkwy
Alameda CA
Contact
(510) 864-8010
http://www.cseco.com/
Address
2179 Harbor Bay Pkwy
Alameda CA
Contact
(510) 769-8011
address@www.unifigroupinc.com