Compare Today’s Mortgage Rates for Alameda, California

Pureloan searches mortgage lenders and major banks in Alameda, California 94501 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $182,108 or $506 / month is expected in Alameda and other areas of Alameda county.

Pureloan’s search engine explores all home mortgage options in Alameda, California 94501, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Alameda, California 94501

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Alameda, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alameda, CA 94501, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Alameda, CA

Historical Mortgage Rates for Alameda, California 94501 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Alameda, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alameda, California 94501

If you’re looking to buy a new home in Alameda, we have compiled a list of the leading mortgage brokers around Alameda, California 94501 to help you with your search.

Name
Address
Contact

Summit Funding

1151 Harbor Bay Pkwy

Alameda CA 94501

(510) 263-9943

Campbell-Harris Security Equipment

2209 Harbor Bay Pkwy

Alameda CA 94501

(510) 864-8010

http://www.cseco.com/

Unifi Group

2179 Harbor Bay Pkwy

Alameda CA 94501

(510) 769-8011

address@www.unifigroupinc.com

Sterling Mortgage

885 Island Dr

Alameda CA 94501

(510) 814-4700

http://www.sterlinghomeloan.com

Pathfinder Mortgage

512 Westline Dr

Alameda CA 94501

(510) 523-5101

Address

1151 Harbor Bay Pkwy

Alameda CA

Contact

(510) 263-9943

Address

2209 Harbor Bay Pkwy

Alameda CA

Contact

(510) 864-8010

http://www.cseco.com/

Address

2179 Harbor Bay Pkwy

Alameda CA

Contact

(510) 769-8011

address@www.unifigroupinc.com

News on Mortgages and Reverse Mortgages for Alameda, California 94501