Compare Today’s Mortgage Rates for Alameda, California
Pureloan searches mortgage lenders and major banks in Alameda, California 94501 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $182,108 or $506 / month is expected in Alameda and other areas of Alameda county.
Pureloan’s search engine explores all home mortgage options in Alameda, California 94501, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Alameda, California 94501
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Alameda, CA
To forecast and predict mortgage rates in Alameda, CA 94501, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Alameda, California 94501 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Alameda, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Alameda, California 94501
If you’re looking to buy a new home in Alameda, we have compiled a list of the leading mortgage brokers around Alameda, California 94501 to help you with your search.
Name
Address
Contact
Summit Funding
1151 Harbor Bay Pkwy
Alameda CA 94501
(510) 263-9943
Campbell-Harris Security Equipment
2209 Harbor Bay Pkwy
Alameda CA 94501
(510) 864-8010
http://www.cseco.com/
Unifi Group
2179 Harbor Bay Pkwy
Alameda CA 94501
(510) 769-8011
address@www.unifigroupinc.com
Sterling Mortgage
885 Island Dr
Alameda CA 94501
(510) 814-4700
http://www.sterlinghomeloan.com
Pathfinder Mortgage
512 Westline Dr
Alameda CA 94501
(510) 523-5101
Address
1151 Harbor Bay Pkwy
Alameda CA
Contact
(510) 263-9943
Address
2209 Harbor Bay Pkwy
Alameda CA
Contact
(510) 864-8010
http://www.cseco.com/
Address
2179 Harbor Bay Pkwy
Alameda CA
Contact
(510) 769-8011
address@www.unifigroupinc.com