Compare Today’s Mortgage Rates for Albany, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Albany, California 94706. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $149,446 or $415 / month in Albany and surrounding areas of Alameda county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Albany, California 94706.

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Summary of Average Mortgage Terms in Albany, California 94706

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Albany, CA 94706, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Albany, California 94706 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Albany, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Albany, California 94706

If you’re looking to buy a new home in Albany, we have compiled a list of the leading mortgage brokers around Albany, California 94706 to help you with your search.

Name
Address
Contact

Oak Leaf Funding Solutions

1580 Solano Ave

Albany CA 94706

(510) 525-2012

http://www.oakleaffunding.com/

Thousand Oaks Financial

1225 Solano Ave

Albany CA 94706

(510) 559-3330

ekaminsky@tofinancial.com

Hannah Investment

405 Kains Ave

Albany CA 94706

(510) 525-0073

catherineipt@hannahinvestment.com

R E Loan Mortgage

1300 Solano Ave

Albany CA 94706

(510) 559-4000

dlwoods@manor-way.com

Karen Ward

1300 Solano Ave

Albany CA 94706

(510) 559-4000

http://www.reloan.com/

Address

1580 Solano Ave

Albany CA

Contact

(510) 525-2012

http://www.oakleaffunding.com/

Address

1225 Solano Ave

Albany CA

Contact

(510) 559-3330

ekaminsky@tofinancial.com

Address

405 Kains Ave

Albany CA

Contact

(510) 525-0073

catherineipt@hannahinvestment.com

News on Mortgages and Reverse Mortgages for Albany, California 94706