Compare Today’s Mortgage Rates for Albany, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Albany, California 94706. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $149,446 or $415 / month in Albany and surrounding areas of Alameda county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Albany, California 94706.
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Summary of Average Mortgage Terms in Albany, California 94706
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Albany, CA 94706, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Albany, California 94706 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Albany, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Albany, California 94706
If you’re looking to buy a new home in Albany, we have compiled a list of the leading mortgage brokers around Albany, California 94706 to help you with your search.
Name
Address
Contact
Oak Leaf Funding Solutions
1580 Solano Ave
Albany CA 94706
(510) 525-2012
http://www.oakleaffunding.com/
Thousand Oaks Financial
1225 Solano Ave
Albany CA 94706
(510) 559-3330
ekaminsky@tofinancial.com
Hannah Investment
405 Kains Ave
Albany CA 94706
(510) 525-0073
catherineipt@hannahinvestment.com
R E Loan Mortgage
1300 Solano Ave
Albany CA 94706
(510) 559-4000
dlwoods@manor-way.com
Karen Ward
1300 Solano Ave
Albany CA 94706
(510) 559-4000
http://www.reloan.com/
Address
1580 Solano Ave
Albany CA
Contact
(510) 525-2012
http://www.oakleaffunding.com/
Address
1225 Solano Ave
Albany CA
Contact
(510) 559-3330
ekaminsky@tofinancial.com
Address
405 Kains Ave
Albany CA
Contact
(510) 525-0073
catherineipt@hannahinvestment.com