Compare Today’s Mortgage Rates for Albion, California
Pureloan searches mortgage lenders and major banks in Albion, California 95410 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $25,776 or $72 / month is expected in Albion and other areas of Mendocino county.
Pureloan’s search engine explores all home mortgage options in Albion, California 95410, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Albion, California 95410
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Albion, CA 95410, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Albion, California 95410 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Albion, California and around Mendocino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Albion, California 95410
If you’re looking to buy a new home in Albion, we have compiled a list of the leading mortgage brokers around Albion, California 95410 to help you with your search.
Name
Address
Contact
LMC Mortgage
1112 Morgan St
Santa Rosa CA 95410
(707) 578-3004
Professional Mortgage Service
3333 Mendocino Ave
Santa Rosa CA 95410
(707) 525-9910
Nationstar Mortgage
3558 Round Barn Blvd
Santa Rosa CA 95410
(707) 543-0905
http://www.nationstarmtg.com/
Frost Mortgage Lending Group
648 Larkfield Ctr
Santa Rosa CA 95410
(707) 331-1395
http://www.frostnorthbay.com/
Mission Hills Mortgage Bankers
3510 Unocal Pl
Santa Rosa CA 95410
(707) 524-8330
http://www.missionhillsmortgage.com/
Address
1112 Morgan St
Santa Rosa CA
Contact
(707) 578-3004
Address
3333 Mendocino Ave
Santa Rosa CA
Contact
(707) 525-9910
Address
3558 Round Barn Blvd
Santa Rosa CA
Contact
(707) 543-0905
http://www.nationstarmtg.com/