Compare Today’s Mortgage Rates for Alderpoint, California

Pureloan searches mortgage lenders and major banks in Alderpoint, California 95511 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,174 or $42 / month is expected in Alderpoint and other areas of Humboldt county.

Pureloan’s search engine explores all home mortgage options in Alderpoint, California 95511, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Alderpoint, California 95511

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alderpoint, CA 95511, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Alderpoint, California 95511 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Alderpoint, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alderpoint, California 95511

If you’re looking to buy a new home in Alderpoint, we have compiled a list of the leading mortgage brokers around Alderpoint, California 95511 to help you with your search.

Name
Address
Contact

Bay Pointe Mortgage

3101 Concorde Dr

McKinleyville CA 95511

(707) 839-0182

christine@baypointemortgage.com

Tri County Financial

1884 Central Ave

McKinleyville CA 95511

(707) 839-2041

http://www.coastcentralrealty.com/

Humboldt Real Estate Center

2720 Central Ave

McKinleyville CA 95511

(707) 269-2334

http://humboldtrealty.com

Consultants West Financial Service

1325 Brady Ct

McKinleyville CA 95511

(707) 840-9350

Tri County Financial

1977 Central Ave

McKinleyville CA 95511

(707) 839-3133

Address

3101 Concorde Dr

McKinleyville CA

Contact

(707) 839-0182

christine@baypointemortgage.com

Address

1884 Central Ave

McKinleyville CA

Contact

(707) 839-2041

http://www.coastcentralrealty.com/

Address

2720 Central Ave

McKinleyville CA

Contact

(707) 269-2334

http://humboldtrealty.com

News on Mortgages and Reverse Mortgages for Alderpoint, California 95511