Compare Today’s Mortgage Rates for Alleghany, California
Pureloan searches mortgage lenders and major banks in Alleghany, California 95910 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,906 or $22 / month is expected in Alleghany and other areas of Sierra county.
Pureloan’s search engine explores all home mortgage options in Alleghany, California 95910, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Alleghany, California 95910
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Alleghany, CA
To forecast and predict mortgage rates in Alleghany, CA 95910, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Alleghany, California 95910 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Alleghany, California and around Sierra county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Alleghany, California 95910
If you’re looking to buy a new home in Alleghany, we have compiled a list of the leading mortgage brokers around Alleghany, California 95910 to help you with your search.
Name
Address
Contact
Feather River Hospital
2500 Floral Ave
Chico CA 95910
(530) 342-2488
Evergreen Home Loans
10142 Commercial Ave
Penn Valley CA 95910
(530) 205-9359
Wells Fargo Home Mortgage
214 Mill St
Grass Valley CA 95910
(530) 271-0239
http://www.wellsfargo.com/mortgage/
Springleaf Financial Services
2499 Forest Ave
Chico CA 95910
(530) 343-2322
compliancehelpline@slfs.com
Covenant Mortgage
2101 Forest Ave
Chico CA 95910
(530) 894-6418
http://www.cmiloans.com/
Address
2500 Floral Ave
Chico CA
Contact
(530) 342-2488
Address
10142 Commercial Ave
Penn Valley CA
Contact
(530) 205-9359
Address
214 Mill St
Grass Valley CA
Contact
(530) 271-0239
http://www.wellsfargo.com/mortgage/