Compare Today’s Mortgage Rates for Alta, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Alta, California 95701. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,103 or $34 / month in Alta and surrounding areas of Placer county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Alta, California 95701.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Alta, California 95701

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Alta, CA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alta, CA 95701, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Alta, CA

Historical Mortgage Rates for Alta, California 95701 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Alta, California and around Placer county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alta, California 95701

If you’re looking to buy a new home in Alta, we have compiled a list of the leading mortgage brokers around Alta, California 95701 to help you with your search.

Name
Address
Contact

Sacramento First Mortgage

9261 Laguna Springs Dr

Elk Grove CA 95701

(916) 691-4303

Pinnacle Capital Mortgage

9250 Laguna Springs Dr

Elk Grove CA 95701

(916) 226-2464

Godt, Wade B

9245 Laguna Springs Dr

Elk Grove CA 95701

(800) 852-6718

funds@gobizloans.com

Mid Town Mortgage

2376 Maritime Dr

Elk Grove CA 95701

(916) 667-8419

Summit Funding

9250 Laguna Springs Dr

Elk Grove CA 95701

(916) 691-5301

steffanies@cornerstonetitle.co

Address

9261 Laguna Springs Dr

Elk Grove CA

Contact

(916) 691-4303

Address

9250 Laguna Springs Dr

Elk Grove CA

Contact

(916) 226-2464

Address

9245 Laguna Springs Dr

Elk Grove CA

Contact

(800) 852-6718

funds@gobizloans.com

News on Mortgages and Reverse Mortgages for Alta, California 95701