Compare Today’s Mortgage Rates for Altaville, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Altaville, California 95221. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $24,917 or $69 / month in Altaville and surrounding areas of San Joaquin county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Altaville, California 95221.
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Summary of Average Mortgage Terms in Altaville, California 95221
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Altaville, CA 95221, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Altaville, California 95221 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Altaville, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Altaville, California 95221
If you’re looking to buy a new home in Altaville, we have compiled a list of the leading mortgage brokers around Altaville, California 95221 to help you with your search.
Name
Address
Contact
Priority Realtors
701 Selkirk Ranch Rd
Angels Camp CA 95221
(209) 736-5800
info@priorityrealtors.com
Academy Mortgage - Angels Camp
1211 S Main St
Angels Camp CA 95221
(209) 890-7878
contact@academymortgage.com
Highland Financial Co.
1289 S Main St
Angels Camp CA 95221
(209) 728-8090
http://www.highlandfinancialco.com/
Mitus Mortgage
728 Highway 4
Arnold CA 95221
(209) 795-4700
money@mitusmortgage.com
Gold Country Lending
1014 Highway 4
Arnold CA 95221
(209) 795-9282
Address
701 Selkirk Ranch Rd
Angels Camp CA
Contact
(209) 736-5800
info@priorityrealtors.com
Address
1211 S Main St
Angels Camp CA
Contact
(209) 890-7878
contact@academymortgage.com
Address
1289 S Main St
Angels Camp CA
Contact
(209) 728-8090
http://www.highlandfinancialco.com/