Compare Today’s Mortgage Rates for Alturas, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Alturas, California 96101. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,497 or $12 / month in Alturas and surrounding areas of Modoc county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Alturas, California 96101.

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Summary of Average Mortgage Terms in Alturas, California 96101

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Alturas, CA 96101, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Alturas, California 96101 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Alturas, California and around Modoc county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.33% 94.79% 96.07% 95.86% 95.81% 95.61% 96.47% 96.05%
avg mortgage rate 4.80% 4.61% 3.88% 3.93% 4.44% 4.11% 3.93% 4.14%
% 15 year fixed mortgage 3.32% 4.13% 3.50% 4.04% 4.03% 3.93% 3.08% 3.79%
avg mortgage rate 4.20% 3.85% 3.17% 3.19% 3.47% 3.30% 3.11% 3.31%
Avg credit score 765.25 763.81 765.37 763.12 759.10 757.83 755.77 756.96
Avg LTV (loan to value) 73.46% 73.72% 75.60% 76.51% 77.04% 77.20% 77.48% 76.96%
Avg DTI (debt to income) 37.23 36.90 36.32 36.22 37.57 37.33 37.64 37.92
% First time homebuyer 33.06% 27.69% 28.09% 28.60% 32.39% 32.79% 32.80% 31.44%
Avg mortgage insurance % 1.52% 2.48% 4.47% 5.72% 7.55% 7.92% 8.34% 8.12%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Alturas, California 96101

If you’re looking to buy a new home in Alturas, we have compiled a list of the leading mortgage brokers around Alturas, California 96101 to help you with your search.

Name
Address
Contact

American Agcredit

403 US Highway 395 E

Alturas CA 96101

(530) 233-4304

http://www.agloan.com

Sierra Mountain Mortgage

10098 Jibboom St

Truckee CA 96101

(530) 587-3277

info@smmlend.com

Secured Mortgage Investors

11045 Donner Pass Rd

Truckee CA 96101

(530) 587-0996

itsgerm@pacbell.net

RPM Mortgage

12000 Pioneer Trl

Truckee CA 96101

(530) 582-9992

http://www.rpm-mtg.com/truckee/

Summit Mortgage

10095 Dorchester Dr

Truckee CA 96101

(530) 582-6950

tiffini@summit-mortgage.com

Address

403 US Highway 395 E

Alturas CA

Contact

(530) 233-4304

http://www.agloan.com

Address

10098 Jibboom St

Truckee CA

Contact

(530) 587-3277

info@smmlend.com

Address

11045 Donner Pass Rd

Truckee CA

Contact

(530) 587-0996

itsgerm@pacbell.net

News on Mortgages and Reverse Mortgages for Alturas, California 96101